Is BCHPY or BTI a better dividend investment in 2026?

BCHPY currently yields 48.66% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: BCHPY offers higher current income.

What is the dividend yield difference between BCHPY and BTI?

BCHPY has a forward dividend yield of 48.66% ($2.00/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 43.26 percentage points.

Home › Compare › BCHPY vs BTI

BCHPY vs BTI: Dividend Comparison 2026

BCHPY yields 48.66% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BCHPY wins by $329.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BCHPY

● Live price

48.66%

Share price

$4.11

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$367.6K

Annual income

$72,904.61

Full BCHPY calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — BCHPY vs BTI

📍 BCHPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BCHPY	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BCHPY + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BCHPY pays

BTI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BCHPY

Annual income on $10K today (after 15% tax)

$4,136.25/yr

After 10yr DRIP, annual income (after tax)

$61,968.92/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, BCHPY beats the other by $59,586.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BCHPY + BTI for your $10,000?

BCHPY: 50%BTI: 50%

100% BTI50/50100% BCHPY

Portfolio after 10yr

$202.7K

Annual income

$37,853.44/yr

Blended yield

18.67%

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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BCHPY

No analyst data

Altman Z

27.6

Piotroski

3/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BCHPY buys

BTI buys

No recent congressional trades found for BCHPY or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBCHPYBTI

Forward yield	48.66% ✓	5.40%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$367.6K ✓	$37.8K
Annual income after 10y	$72,904.61 ✓	$2,802.29
Total dividends collected	$291.4K ✓	$14.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: BCHPY vs BTI ($10,000, DRIP)

Year	BCHPY Portfolio	BCHPY Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$15,566	$4,866.18	$11,301	$601.08	+$4.3K → BCHPY
2	$23,735	$7,079.24	$12,799	$706.58	+$10.9K → BCHPY
3	$35,485	$10,088.13	$14,527	$832.38	+$21.0K → BCHPY
4	$52,064	$14,095.39	$16,527	$982.75	+$35.5K → BCHPY
5	$75,037	$19,328.15	$18,846	$1,162.95	+$56.2K → BCHPY
6	$106,323	$26,034.08	$21,545	$1,379.49	+$84.8K → BCHPY
7	$148,242	$34,475.74	$24,694	$1,640.41	+$123.5K → BCHPY
8	$203,542	$44,923.31	$28,378	$1,955.69	+$175.2K → BCHPY
9	$275,436	$57,646.32	$32,702	$2,337.79	+$242.7K → BCHPY
10	$367,621	$72,904.61	$37,794	$2,802.29	+$329.8K → BCHPY

BCHPY vs BTI: Complete Analysis 2026

BCHPY — Stock

BrainChip Holdings Ltd develops software and hardware accelerated solutions for artificial intelligence (AI) and machine learning applications in North America, Oceania, Europe, the Middle East, and Asia. The company offers Akida Neuromorphic Processor to provide ultra-low power and fast AI Edge Network for vision, audio, olfactory, and smart transducer applications; and Akida Development Environment, a machine learning framework for creating, training, and testing neural networks, as well as supporting the development of systems for edge AI on its Akida event domain neural processor. The company also provides Akida Neuromorphic System-on-Chip, an integrated solution for Edge AI device and systems. Its products are used in various applications, such as automotive and cybersecurity. The company was incorporated in 2011 and is based in Sydney, Australia.

Full BCHPY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.