HomeCompareBCMXY vs BTI

BCMXY vs BTI: Dividend Comparison 2026

BCMXY yields 4.71% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BCMXY wins by $58.5K in total portfolio value
10 years
BCMXY
BCMXY
● Live price
4.71%
Share price
$20.71
Annual div
$0.98
5Y div CAGR
31.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$96.3K
Annual income
$26,450.90
Full BCMXY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BCMXY vs BTI

📍 BCMXY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBCMXYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BCMXY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BCMXY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BCMXY
Annual income on $10K today (after 15% tax)
$400.57/yr
After 10yr DRIP, annual income (after tax)
$22,483.27/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BCMXY beats the other by $20,114.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BCMXY + BTI for your $10,000?

BCMXY: 50%BTI: 50%
100% BTI50/50100% BCMXY
Portfolio after 10yr
$67.0K
Annual income
$14,618.77/yr
Blended yield
21.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BCMXY
No analyst data
Altman Z
0.2
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BCMXY buys
0
BTI buys
0
No recent congressional trades found for BCMXY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBCMXYBTI
Forward yield4.71%5.38%
Annual dividend / share$0.98$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR31.8%11.3%
Portfolio after 10y$96.3K$37.7K
Annual income after 10y$26,450.90$2,786.64
Total dividends collected$67.8K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BCMXY vs BTI ($10,000, DRIP)

YearBCMXY PortfolioBCMXY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,321$621.11$11,299$598.92+$22.00BCMXY
2$12,980$866.15$12,794$703.91+$186.00BCMXY
3$15,112$1,223.21$14,518$829.07+$594.00BCMXY
4$17,924$1,754.18$16,513$978.64+$1.4KBCMXY
5$21,741$2,562.84$18,827$1,157.84+$2.9KBCMXY
6$27,092$3,829.21$21,518$1,373.12+$5.6KBCMXY
7$34,866$5,877.66$24,657$1,632.46+$10.2KBCMXY
8$46,624$9,317.47$28,329$1,945.74+$18.3KBCMXY
9$65,235$15,347.48$32,637$2,325.33+$32.6KBCMXY
10$96,253$26,450.90$37,708$2,786.64+$58.5KBCMXY

BCMXY vs BTI: Complete Analysis 2026

BCMXYStock

Bank of Communications Co., Ltd. provides commercial banking products and services. The company operates through four business segments: Corporate Banking, Personal Banking, Treasury Businesses, and Other Businesses. It offers personal banking products and services, including savings deposit products, personal certificate of deposits, foreign currency deposit, and salary financing A products; mortgage and unsecured loans; bank cards; airport and personal wealth management advisor services; and physical precious metals, and structured deposits and wealth management products, as well as precious metal and commodity trading services. The company also provides corporate banking products and services comprising structured deposits and corporate certificate of deposits; syndicated loans and corporation overdraft services; wealth management services; investment banking and offshore banking services; corporate cash management and industrial chain financing services; structured deposits and wealth management products; and precious metal leasing, and precious metal and commodity trading services. In addition, it offers international banking services, such as corporate forex wealth management, document settlement, remittance and bill, and trade finance services; and interbank financing services. Further, the company provides financial leasing, trust investment, fund management, life insurance, securities dealing and brokerage, general insurance and reinsurance, debt-to-equity swaps, and financial products issuing and financial consulting services. As of December 31, 2021, It operated 248 branches in Mainland China; and 23 overseas branches and representative offices in 18 countries and regions with 69 overseas operating outlets. The company was founded in 1908 and is headquartered in Shanghai, the People's Republic of China.

Full BCMXY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this BCMXY vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BCMXY vs SCHDBCMXY vs JEPIBCMXY vs OBCMXY vs KOBCMXY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.