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BCMXY vs PM: Dividend Comparison 2026

BCMXY yields 4.71% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BCMXY wins by $46.7K in total portfolio value· pulled ahead in Year 6
10 years
BCMXY
BCMXY
● Live price
4.71%
Share price
$20.71
Annual div
$0.98
5Y div CAGR
31.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$96.3K
Annual income
$26,450.90
Full BCMXY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — BCMXY vs PM

📍 BCMXY pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBCMXYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BCMXY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BCMXY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BCMXY
Annual income on $10K today (after 15% tax)
$400.57/yr
After 10yr DRIP, annual income (after tax)
$22,483.27/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, BCMXY beats the other by $20,365.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BCMXY + PM for your $10,000?

BCMXY: 50%PM: 50%
100% PM50/50100% BCMXY
Portfolio after 10yr
$72.9K
Annual income
$14,471.46/yr
Blended yield
19.85%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BCMXY
No analyst data
Altman Z
0.2
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BCMXY buys
0
PM buys
0
No recent congressional trades found for BCMXY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBCMXYPM
Forward yield4.71%3.48%
Annual dividend / share$0.98$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR31.8%17.2%
Portfolio after 10y$96.3K$49.6K
Annual income after 10y$26,450.90$2,492.02
Total dividends collected$67.8K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BCMXY vs PM ($10,000, DRIP)

YearBCMXY PortfolioBCMXY Income/yrPM PortfolioPM Income/yrGap
1$11,321$621.11$11,648$408.29$327.00PM
2$12,980$866.15$13,589$495.90$609.00PM
3$15,112$1,223.21$15,877$603.21$765.00PM
4$17,924$1,754.18$18,580$734.88$656.00PM
5$21,741$2,562.84$21,781$896.75$40.00PM
6← crossover$27,092$3,829.21$25,578$1,096.12+$1.5KBCMXY
7$34,866$5,877.66$30,092$1,342.17+$4.8KBCMXY
8$46,624$9,317.47$35,470$1,646.46+$11.2KBCMXY
9$65,235$15,347.48$41,892$2,023.58+$23.3KBCMXY
10$96,253$26,450.90$49,578$2,492.02+$46.7KBCMXY

BCMXY vs PM: Complete Analysis 2026

BCMXYStock

Bank of Communications Co., Ltd. provides commercial banking products and services. The company operates through four business segments: Corporate Banking, Personal Banking, Treasury Businesses, and Other Businesses. It offers personal banking products and services, including savings deposit products, personal certificate of deposits, foreign currency deposit, and salary financing A products; mortgage and unsecured loans; bank cards; airport and personal wealth management advisor services; and physical precious metals, and structured deposits and wealth management products, as well as precious metal and commodity trading services. The company also provides corporate banking products and services comprising structured deposits and corporate certificate of deposits; syndicated loans and corporation overdraft services; wealth management services; investment banking and offshore banking services; corporate cash management and industrial chain financing services; structured deposits and wealth management products; and precious metal leasing, and precious metal and commodity trading services. In addition, it offers international banking services, such as corporate forex wealth management, document settlement, remittance and bill, and trade finance services; and interbank financing services. Further, the company provides financial leasing, trust investment, fund management, life insurance, securities dealing and brokerage, general insurance and reinsurance, debt-to-equity swaps, and financial products issuing and financial consulting services. As of December 31, 2021, It operated 248 branches in Mainland China; and 23 overseas branches and representative offices in 18 countries and regions with 69 overseas operating outlets. The company was founded in 1908 and is headquartered in Shanghai, the People's Republic of China.

Full BCMXY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.