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BCSAX vs PM: Dividend Comparison 2026

BCSAX yields 2.42% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $26.4K in total portfolio value
10 years
BCSAX
BCSAX
● Live price
2.42%
Share price
$12.32
Annual div
$0.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.3K
Annual income
$282.49
Full BCSAX calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — BCSAX vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBCSAXPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BCSAX + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BCSAX pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BCSAX
Annual income on $10K today (after 15% tax)
$205.42/yr
After 10yr DRIP, annual income (after tax)
$240.12/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,887.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BCSAX + PM for your $10,000?

BCSAX: 50%PM: 50%
100% PM50/50100% BCSAX
Portfolio after 10yr
$36.5K
Annual income
$1,392.55/yr
Blended yield
3.82%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BCSAX
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BCSAX buys
0
PM buys
0
No recent congressional trades found for BCSAX or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBCSAXPM
Forward yield2.42%3.49%
Annual dividend / share$0.30$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$23.3K$49.6K
Annual income after 10y$282.49$2,502.61
Total dividends collected$2.6K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BCSAX vs PM ($10,000, DRIP)

YearBCSAX PortfolioBCSAX Income/yrPM PortfolioPM Income/yrGap
1← crossover$10,942$241.67$11,650$409.56$708.00PM
2$11,955$247.13$13,592$497.49$1.6KPM
3$13,044$252.35$15,882$605.21$2.8KPM
4$14,214$257.33$18,589$737.41$4.4KPM
5$15,471$262.07$21,794$899.94$6.3KPM
6$16,821$266.59$25,597$1,100.16$8.8KPM
7$18,269$270.88$30,118$1,347.30$11.8KPM
8$19,823$274.96$35,505$1,652.97$15.7KPM
9$21,490$278.82$41,940$2,031.88$20.4KPM
10$23,276$282.49$49,643$2,502.61$26.4KPM

BCSAX vs PM: Complete Analysis 2026

BCSAXStock

The adviser utilizes two strategies and under normal circumstances expects to invest approximately 50% of its total assets in each strategy. One strategy focuses on investments in commodity-linked derivatives. To meet coverage and collateral requirements associated with these derivative investments, and to invest excess cash, the fund holds a portion of its portfolio in investment-grade short-term fixed-income securities. The other strategy focuses on equity investments in commodity-related companies, including, but not limited to, companies operating in the mining, energy and agricultural sectors.

Full BCSAX Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.