Is BDCL or XYLD a better dividend investment in 2026?

BDCL currently yields 81.97% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: BDCL offers higher current income.

What is the dividend yield difference between BDCL and XYLD?

BDCL has a forward dividend yield of 81.97% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 70.77 percentage points.

Home › Compare › BDCL vs XYLD

BDCL vs XYLD: Dividend Comparison 2026

BDCL yields 81.97% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BDCL wins by $1.78M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BDCL

● Live price

81.97%

Share price

$2.44

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.81M

Annual income

$532,500.93

Full BDCL calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — BDCL vs XYLD

📍 BDCL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BDCL	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BDCL + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BDCL pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BDCL

Annual income on $10K today (after 15% tax)

$6,967.21/yr

After 10yr DRIP, annual income (after tax)

$452,625.79/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, BDCL beats the other by $449,777.42/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BDCL + XYLD for your $10,000?

BDCL: 50%XYLD: 50%

100% XYLD50/50100% BDCL

Portfolio after 10yr

$918.2K

Annual income

$267,925.98/yr

Blended yield

29.18%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BDCL buys

XYLD buys

No recent congressional trades found for BDCL or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBDCLXYLD

Forward yield	81.97% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.81M	$25.9K ✓
Annual income after 10y	$532,500.93 ✓	$3,351.03
Total dividends collected	$1.58M	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BDCL vs XYLD ($10,000, DRIP)

Year	BDCL Portfolio	BDCL Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$18,897	$8,196.72	$10,840	$1,120.44	+$8.1K → BDCL
2	$34,695	$14,475.81	$11,786	$1,249.59	+$22.9K → BDCL
3	$61,963	$24,839.52	$12,854	$1,397.78	+$49.1K → BDCL
4	$107,761	$41,459.57	$14,063	$1,568.33	+$93.7K → BDCL
5	$182,689	$67,385.23	$15,434	$1,765.19	+$167.3K → BDCL
6	$302,243	$106,766.16	$16,995	$1,993.14	+$285.2K → BDCL
7	$488,480	$165,079.92	$18,777	$2,257.95	+$469.7K → BDCL
8	$772,019	$249,345.07	$20,818	$2,566.58	+$751.2K → BDCL
9	$1,194,357	$368,296.79	$23,163	$2,927.50	+$1.17M → BDCL
10	$1,810,463	$532,500.93	$25,865	$3,351.03	+$1.78M → BDCL

BDCL vs XYLD: Complete Analysis 2026

BDCL — Stock

The investment seeks to replicate, net of expenses, twice the performance of the Wells Fargo Business Development Company Index. The index is a float adjusted, capitalization-weighted index that is intended to measure the performance of all Business Development Companies (âBDCâ) that are listed on the New York Stock Exchange or NASDAQ and satisfy specified market capitalization and other eligibility requirements. The BDC business model is to lend to small and midsized companies at high yield equivalent rates while also at times taking equity stakes in such companies.

Full BDCL Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.