Is BDCY or FCPT a better dividend investment in 2026?

BDCY currently yields 20.53% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: BDCY offers higher current income.

What is the dividend yield difference between BDCY and FCPT?

BDCY has a forward dividend yield of 20.53% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 14.48 percentage points.

Home › Compare › BDCY vs FCPT

BDCY vs FCPT: Dividend Comparison 2026

BDCY yields 20.53% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BDCY wins by $26.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BDCY

● Live price

20.53%

Share price

$9.74

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$75.4K

Annual income

$7,131.21

Full BDCY calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — BDCY vs FCPT

📍 BDCY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BDCY	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BDCY + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BDCY pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BDCY

Annual income on $10K today (after 15% tax)

$1,745.38/yr

After 10yr DRIP, annual income (after tax)

$6,061.53/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, BDCY beats the other by $1,152.54/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BDCY + FCPT for your $10,000?

BDCY: 50%FCPT: 50%

100% FCPT50/50100% BDCY

Portfolio after 10yr

$62.3K

Annual income

$6,453.24/yr

Blended yield

10.37%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

BDCY

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BDCY buys

FCPT buys

No recent congressional trades found for BDCY or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBDCYFCPT

Forward yield	20.53% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$75.4K ✓	$49.1K
Annual income after 10y	$7,131.21 ✓	$5,775.28
Total dividends collected	$43.5K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: BDCY vs FCPT ($10,000, DRIP)

Year	BDCY Portfolio	BDCY Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$12,753	$2,053.39	$11,401	$700.92	+$1.4K → BDCY
2	$16,094	$2,447.44	$13,064	$864.84	+$3.0K → BDCY
3	$20,107	$2,886.40	$15,051	$1,072.48	+$5.1K → BDCY
4	$24,884	$3,370.21	$17,442	$1,337.22	+$7.4K → BDCY
5	$30,524	$3,898.16	$20,340	$1,677.08	+$10.2K → BDCY
6	$37,130	$4,468.86	$23,880	$2,116.57	+$13.3K → BDCY
7	$44,809	$5,080.32	$28,241	$2,689.36	+$16.6K → BDCY
8	$53,676	$5,729.96	$33,660	$3,442.07	+$20.0K → BDCY
9	$63,848	$6,414.74	$40,456	$4,439.95	+$23.4K → BDCY
10	$75,448	$7,131.21	$49,063	$5,775.28	+$26.4K → BDCY

BDCY vs FCPT: Complete Analysis 2026

BDCY — Stock

The investment seeks to provide a two times leveraged return linked to the compounded monthly performance of the Wells Fargo Diversified Business Development Company Index. The index is designed to measure the performance of BDCs that are listed on NYSE, NYSE MKT or NASDAQ and that satisfy specified market capitalization and other eligibility requirements. The securities seek to approximate the monthly returns that might be available to investors through a leveraged "long" investment in the index constituent securities.

Full BDCY Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this BDCY vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BDCY vs SCHD BDCY vs JEPI BDCY vs O BDCY vs KO BDCY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.