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BDOUF vs BTI: Dividend Comparison 2026

BDOUF yields 3.44% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BDOUF wins by $819.32M in total portfolio value
10 years
BDOUF
BDOUF
● Live price
3.44%
Share price
$2.15
Annual div
$0.07
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$819.36M
Annual income
$775,984,804.32
Full BDOUF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — BDOUF vs BTI

📍 BDOUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBDOUFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BDOUF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BDOUF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BDOUF
Annual income on $10K today (after 15% tax)
$292.12/yr
After 10yr DRIP, annual income (after tax)
$659,587,083.67/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BDOUF beats the other by $659,584,701.73/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BDOUF + BTI for your $10,000?

BDOUF: 50%BTI: 50%
100% BTI50/50100% BDOUF
Portfolio after 10yr
$409.70M
Annual income
$387,993,803.30/yr
Blended yield
94.70%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BDOUF
No analyst data
Altman Z
0.3
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BDOUF buys
0
BTI buys
0
No recent congressional trades found for BDOUF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBDOUFBTI
Forward yield3.44%5.40%
Annual dividend / share$0.07$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$819.36M$37.8K
Annual income after 10y$775,984,804.32$2,802.29
Total dividends collected$816.21M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BDOUF vs BTI ($10,000, DRIP)

YearBDOUF PortfolioBDOUF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,387$687.34$11,301$601.08+$86.00BDOUF
2$13,647$1,462.99$12,799$706.58+$848.00BDOUF
3$17,880$3,277.30$14,527$832.38+$3.4KBDOUF
4$27,157$8,025.65$16,527$982.75+$10.6KBDOUF
5$51,843$22,784.75$18,846$1,162.95+$33.0KBDOUF
6$136,773$81,300.73$21,545$1,379.49+$115.2KBDOUF
7$547,259$400,912.54$24,694$1,640.41+$522.6KBDOUF
8$3,583,966$2,998,398.22$28,378$1,955.69+$3.56MBDOUF
9$40,538,227$36,703,383.96$32,702$2,337.79+$40.51MBDOUF
10$819,360,708$775,984,804.32$37,794$2,802.29+$819.32MBDOUF

BDOUF vs BTI: Complete Analysis 2026

BDOUFStock

BDO Unibank, Inc., together with its subsidiaries, provides various banking products and services primarily in the Philippines. Its deposit products include savings, checking, and time deposit accounts; and loan portfolio comprises personal, auto, home, small and medium-enterprise, project finance, term, and working capital loans. The company also offers life, auto, home, personal accident, travel, and employee benefits insurance products; remittance services; trade facilities, such as trade settlements, trust receipts, export bill purchases, and letters of credit; and trust and investment services consisting of unit investment trust funds, portfolio management, escrow services, security/collateral/ bond trusteeship, facility/paying agency, and investment advisory services. In addition, it provides investment banking services, such as equity and fixed income underwriting, financial advisory, direct equity investment, securitization, and retail treasury bonds services. Further, the company offers leasing and financing solutions, including direct leases, sale and leaseback arrangements, car, equipment, vehicle leasing, and cash management services; treasury services; debit and credit cards; and mini pos, online, mobile, and phone banking services. As of December 31, 2021, it operated 1,193 branches, including 2 foreign branches; 4,152 automated teller machines (ATMs); 624 cash accept machines; and 9 self-service teller machines. BDO Unibank, Inc. was incorporated in 1967 and is headquartered in Makati City, the Philippines.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.