Is BFHJ or GBDC a better dividend investment in 2026?

BFHJ currently yields 20000.00% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: BFHJ offers higher current income.

What is the dividend yield difference between BFHJ and GBDC?

BFHJ has a forward dividend yield of 20000.00% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 19988.14 percentage points.

Home › Compare › BFHJ vs GBDC

BFHJ vs GBDC: Dividend Comparison 2026

BFHJ yields 20000.00% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BFHJ wins by $52481917574412746752.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BFHJ

● Live price

20000.00%

Share price

$0.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52481917574412746752.00M

Annual income

$51,970,745,957,167,775,000,000,000.00

Full BFHJ calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — BFHJ vs GBDC

📍 BFHJ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BFHJ	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BFHJ + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BFHJ pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFHJ

Annual income on $10K today (after 15% tax)

$1,700,000.00/yr

After 10yr DRIP, annual income (after tax)

$44,175,134,063,592,610,000,000,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, BFHJ beats the other by $44,175,134,063,592,610,000,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BFHJ + GBDC for your $10,000?

BFHJ: 50%GBDC: 50%

100% GBDC50/50100% BFHJ

Portfolio after 10yr

$26240958787206373376.00M

Annual income

$25,985,372,978,583,888,000,000,000.00/yr

Blended yield

99.03%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

BFHJ

No analyst data

Altman Z

-45.7

Piotroski

2/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFHJ buys

GBDC buys

No recent congressional trades found for BFHJ or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBFHJGBDC

Forward yield	20000.00% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$52481917574412746752.00M ✓	$20.85M
Annual income after 10y	$51,970,745,957,167,775,000,000,000.00 ✓	$16,450,733.83
Total dividends collected	$52448189483771600896.00M ✓	$20.43M
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: BFHJ vs GBDC ($10,000, DRIP)

Year	BFHJ Portfolio	BFHJ Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$2,010,700	$2,000,000.00	$12,492	$1,791.70	+$2.00M → BFHJ
2	$377,983,225	$375,831,775.70	$16,527	$3,160.58	+$377.97M → BFHJ
3	$66,433,479,469	$66,029,037,418.28	$23,588	$5,904.90	+$66433.46M → BFHJ
4	$10,916,985,471,987	$10,845,901,648,955.73	$37,141	$11,901.65	+$10916985.43M → BFHJ
5	$1,677,384,363,769,318	$1,665,703,189,314,291.80	$66,205	$26,463.38	+$1677384363.70M → BFHJ
6	$240,985,175,079,139,100	$239,190,373,809,905,920.00	$137,452	$66,612.65	+$240985175079.00M → BFHJ
7	$32,373,573,631,143,694,000	$32,115,719,493,809,017,000.00	$342,372	$195,298.53	+$32373573631143.35M → BFHJ
8	$4,066,766,648,320,630,000,000	$4,032,126,924,535,306,000,000.00	$1,053,292	$686,954.33	+$4066766648320629.00M → BFHJ
9	$477,730,483,406,513,300,000,000	$473,379,043,092,810,300,000,000.00	$4,111,439	$2,984,416.95	+$477730483406513344.00M → BFHJ
10	$52,481,917,574,412,750,000,000,000	$51,970,745,957,167,775,000,000,000.00	$20,849,974	$16,450,733.83	+$52481917574412746752.00M → BFHJ

BFHJ vs GBDC: Complete Analysis 2026

BFHJ — Stock

Beneficial Holdings, Inc., through its subsidiaries, operates in the real estate service sector in the United States. The company provides real estate development, asset management, and property and construction management services to owners of commercial real estate, corporations, institutions, and public sector entities. It is involved in the planning, financing, building, leasing, managing, acquiring, and selling a diverse set of projects, including residential, office, industrial, flex, retail, hospitality, and mixed-use properties. The company also offers solutions, such as evaluation, design, installation, finance, operations, monitoring, maintenance, and analytics. Beneficial Holdings, Inc. was incorporated in 1990 and is headquartered in Montvale, New Jersey.

Full BFHJ Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.