Is BHDB or BTI a better dividend investment in 2026?

BHDB currently yields 3.92% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between BHDB and BTI?

BHDB has a forward dividend yield of 3.92% ($4.00/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 1.48 percentage points.

Home › Compare › BHDB vs BTI

BHDB vs BTI: Dividend Comparison 2026

BHDB yields 3.92% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTI wins by $17.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BHDB

● Live price

3.92%

Share price

$102.00

Annual div

$4.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$0.40

Full BHDB calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — BHDB vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BHDB	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BHDB + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BHDB pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BHDB

Annual income on $10K today (after 15% tax)

$333.33/yr

After 10yr DRIP, annual income (after tax)

$0.34/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, BTI beats the other by $2,381.61/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BHDB + BTI for your $10,000?

BHDB: 50%BTI: 50%

100% BTI50/50100% BHDB

Portfolio after 10yr

$29.1K

Annual income

$1,401.34/yr

Blended yield

4.82%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BHDB

No analyst data

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BHDB buys

BTI buys

No recent congressional trades found for BHDB or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBHDBBTI

Forward yield	3.92%	5.40% ✓
Annual dividend / share	$4.00 ✓	$3.15
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	11.3% ✓
Portfolio after 10y	$20.4K	$37.8K ✓
Annual income after 10y	$0.40	$2,802.29 ✓
Total dividends collected	$396.00 ✓	$14.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: BHDB vs BTI ($10,000, DRIP)

Year	BHDB Portfolio	BHDB Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$10,896	$196.08	$11,301	$601.08	$405.00 → BTI
2	$11,759	$99.84	$12,799	$706.58	$1.0K → BTI
3	$12,632	$50.35	$14,527	$832.38	$1.9K → BTI
4	$13,542	$25.27	$16,527	$982.75	$3.0K → BTI
5	$14,502	$12.66	$18,846	$1,162.95	$4.3K → BTI
6	$15,524	$6.34	$21,545	$1,379.49	$6.0K → BTI
7	$16,613	$3.17	$24,694	$1,640.41	$8.1K → BTI
8	$17,778	$1.58	$28,378	$1,955.69	$10.6K → BTI
9	$19,023	$0.79	$32,702	$2,337.79	$13.7K → BTI
10	$20,355	$0.40	$37,794	$2,802.29	$17.4K → BTI

BHDB vs BTI: Complete Analysis 2026

BHDB — Stock

Bank of Labor Bancshares, Inc. operates as the bank holding company for Bank of Labor that provides various banking products and services in Kansas. The company accepts checking, money market, savings, zero balance accounts, and insured cash sweep accounts. Its loan products include equipment loans, commercial real estate loans, commercial line of credit, emergency loan programs, and paycheck-protection program loans. The company also offers credit and debit cards; investment solutions comprising national certificate of deposits, investment management, and custodial accounts; and ACH, lock box, merchant, payroll, and online and mobile banking services. The company was formerly known as Brotherhood Bancshares, Inc. Bank of Labor Bancshares, Inc. was founded in 1924 and is based in Kansas City, Kansas.

Full BHDB Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

📬

Get this BHDB vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BHDB vs SCHD BHDB vs JEPI BHDB vs O BHDB vs KO BHDB vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.