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BIBLF vs BTI: Dividend Comparison 2026

BIBLF yields 3.08% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BIBLF wins by $474.22M in total portfolio value
10 years
BIBLF
BIBLF
● Live price
3.08%
Share price
$2.92
Annual div
$0.09
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$474.26M
Annual income
$446,432,759.15
Full BIBLF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BIBLF vs BTI

📍 BIBLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBIBLFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BIBLF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BIBLF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIBLF
Annual income on $10K today (after 15% tax)
$261.99/yr
After 10yr DRIP, annual income (after tax)
$379,467,845.28/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BIBLF beats the other by $379,465,476.63/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BIBLF + BTI for your $10,000?

BIBLF: 50%BTI: 50%
100% BTI50/50100% BIBLF
Portfolio after 10yr
$237.15M
Annual income
$223,217,772.89/yr
Blended yield
94.13%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BIBLF
No analyst data
Altman Z
1.7
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIBLF buys
0
BTI buys
0
No recent congressional trades found for BIBLF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBIBLFBTI
Forward yield3.08%5.38%
Annual dividend / share$0.09$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$474.26M$37.7K
Annual income after 10y$446,432,759.15$2,786.64
Total dividends collected$472.20M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BIBLF vs BTI ($10,000, DRIP)

YearBIBLF PortfolioBIBLF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,316$616.44$11,299$598.92+$17.00BIBLF
2$13,412$1,303.90$12,794$703.91+$618.00BIBLF
3$17,240$2,888.63$14,518$829.07+$2.7KBIBLF
4$25,387$6,940.10$16,513$978.64+$8.9KBIBLF
5$46,266$19,102.23$18,827$1,157.84+$27.4KBIBLF
6$114,575$65,070.57$21,518$1,373.12+$93.1KBIBLF
7$423,798$301,202.35$24,657$1,632.46+$399.1KBIBLF
8$2,535,902$2,082,438.17$28,329$1,945.74+$2.51MBIBLF
9$26,004,616$23,291,200.50$32,637$2,325.33+$25.97MBIBLF
10$474,257,698$446,432,759.15$37,708$2,786.64+$474.22MBIBLF

BIBLF vs BTI: Complete Analysis 2026

BIBLFStock

Waterloo Brewing Ltd. engages in the production, distribution, and sale of alcohol-based products. It produces, sells, markets, and distributes bottled, canned, and draft premium beer under the Waterloo brand name; and value beer under the Laker and Red Cap brands. The company also produces, sells, and markets vodka-based coolers and ciders under the Seagram trademark; beer under the LandShark brand name; and coolers under the Margaritaville trademark. In addition, it produces, sells, markets, and distributes various beer products under the licensed PC trademark; and produces various products under the No Name brand. Further, the company engages in producing and packaging beer and ready-to-drink alcoholic beverages for other customers. It distributes products to end consumers primarily through grocery stores, The Beer Store in Ontario, and Provincial Liquor Boards in Canada. The company was formerly known as Brick Brewing Co. Limited and changed its name to Waterloo Brewing Ltd. in June 2019. Waterloo Brewing Ltd. was incorporated in 1984 and is headquartered in Kitchener, Ontario.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.