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BIF vs EPRT: Dividend Comparison 2026

BIF yields 140.92% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BIF wins by $18.69M in total portfolio value
10 years
BIF
BIF
● Live price
140.92%
Share price
$14.75
Annual div
$20.79
5Y div CAGR
0.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$18.75M
Annual income
$7,871,272.88
Full BIF calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — BIF vs EPRT

📍 BIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBIFEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BIF + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BIF pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIF
Annual income on $10K today (after 15% tax)
$11,978.03/yr
After 10yr DRIP, annual income (after tax)
$6,690,581.95/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, BIF beats the other by $6,679,667.33/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BIF + EPRT for your $10,000?

BIF: 50%EPRT: 50%
100% EPRT50/50100% BIF
Portfolio after 10yr
$9.41M
Annual income
$3,942,056.80/yr
Blended yield
41.91%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

BIF
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIF buys
0
EPRT buys
0
No recent congressional trades found for BIF or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBIFEPRT
Forward yield140.92%3.92%
Annual dividend / share$20.79$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0.1%29%
Portfolio after 10y$18.75M$63.4K
Annual income after 10y$7,871,272.88$12,840.73
Total dividends collected$17.28M$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: BIF vs EPRT ($10,000, DRIP)

YearBIF PortfolioBIF Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$24,806$14,105.89$11,205$505.18+$13.6KBIF
2$59,277$32,734.49$12,672$682.46+$46.6KBIF
3$136,605$73,178.87$14,490$930.48+$122.1KBIF
4$303,935$157,767.68$16,786$1,282.69+$287.1KBIF
5$653,595$328,384.35$19,753$1,791.56+$633.8KBIF
6$1,359,980$660,633.47$23,677$2,541.64+$1.34MBIF
7$2,741,160$1,285,981.61$29,008$3,672.99+$2.71MBIF
8$5,357,903$2,424,861.61$36,463$5,425.08+$5.32MBIF
9$10,166,977$4,434,020.43$47,238$8,221.57+$10.12MBIF
10$18,749,938$7,871,272.88$63,385$12,840.73+$18.69MBIF

BIF vs EPRT: Complete Analysis 2026

BIFStock

SRH Total Return Fund, Inc. is a closed-ended balanced mutual fund launched and managed by Boulder Investment Advisers, L.L.C. It is co-managed by Stewart West Indies Trading Co Ltd. and Rocky Mountain Advisers, Llc. The fund invests in public equity and fixed income markets across the globe. It seeks to invest in securities of companies operating across diversified industries. The fund primarily invests in dividend paying value stocks of companies across all capitalizations, as well as in fixed income securities issued by companies. It employs both fundamental and quantitative analysis with a bottom-up security picking approach, focusing on such factors as defensible businesses with solid financial positions and strong operating track records to create its portfolio. The fund benchmarks the performance of its portfolio against the S&P 500 Composite Index. SRH Total Return Fund, Inc. was formed on December 7, 1972 and is domiciled in the United States.

Full BIF Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.