HomeCompareBIF vs MCD

BIF vs MCD: Dividend Comparison 2026

BIF yields 140.92% · MCD yields 2.35%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BIF wins by $18.67M in total portfolio value
10 years
BIF
BIF
● Live price
140.92%
Share price
$14.75
Annual div
$20.79
5Y div CAGR
0.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$18.75M
Annual income
$7,871,272.88
Full BIF calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — BIF vs MCD

📍 BIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBIFMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BIF + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BIF pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIF
Annual income on $10K today (after 15% tax)
$11,978.03/yr
After 10yr DRIP, annual income (after tax)
$6,690,581.95/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, BIF beats the other by $6,668,288.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BIF + MCD for your $10,000?

BIF: 50%MCD: 50%
100% MCD50/50100% BIF
Portfolio after 10yr
$9.41M
Annual income
$3,948,750.29/yr
Blended yield
41.94%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

BIF
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIF buys
0
MCD buys
0
No recent congressional trades found for BIF or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBIFMCD
Forward yield140.92%2.35%
Annual dividend / share$20.79$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0.1%42.3%
Portfolio after 10y$18.75M$78.5K
Annual income after 10y$7,871,272.88$26,227.70
Total dividends collected$17.28M$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: BIF vs MCD ($10,000, DRIP)

YearBIF PortfolioBIF Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$24,806$14,105.89$10,815$334.85+$14.0KBIF
2$59,277$32,734.49$11,826$491.71+$47.5KBIF
3$136,605$73,178.87$13,123$730.06+$123.5KBIF
4$303,935$157,767.68$14,853$1,100.07+$289.1KBIF
5$653,595$328,384.35$17,257$1,690.61+$636.3KBIF
6$1,359,980$660,633.47$20,752$2,667.01+$1.34MBIF
7$2,741,160$1,285,981.61$26,103$4,354.83+$2.72MBIF
8$5,357,903$2,424,861.61$34,794$7,437.78+$5.32MBIF
9$10,166,977$4,434,020.43$49,926$13,461.60+$10.12MBIF
10$18,749,938$7,871,272.88$78,550$26,227.70+$18.67MBIF

BIF vs MCD: Complete Analysis 2026

BIFStock

SRH Total Return Fund, Inc. is a closed-ended balanced mutual fund launched and managed by Boulder Investment Advisers, L.L.C. It is co-managed by Stewart West Indies Trading Co Ltd. and Rocky Mountain Advisers, Llc. The fund invests in public equity and fixed income markets across the globe. It seeks to invest in securities of companies operating across diversified industries. The fund primarily invests in dividend paying value stocks of companies across all capitalizations, as well as in fixed income securities issued by companies. It employs both fundamental and quantitative analysis with a bottom-up security picking approach, focusing on such factors as defensible businesses with solid financial positions and strong operating track records to create its portfolio. The fund benchmarks the performance of its portfolio against the S&P 500 Composite Index. SRH Total Return Fund, Inc. was formed on December 7, 1972 and is domiciled in the United States.

Full BIF Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.