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BILS vs DGRO: Dividend Comparison 2026

BILS yields 3.96% · DGRO yields 2.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DGRO wins by $5.8K in total portfolio value
10 years
BILS
BILS
● Live price
3.96%
Share price
$99.43
Annual div
$3.93
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$510.14
Full BILS calculator →
DGRO
iShares Core Dividend Growth ETF
● Live price
2.13%
Share price
$68.98
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$239.96
Full DGRO calculator →

Portfolio growth — BILS vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBILSDGRO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BILS + DGRO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BILS pays
DGRO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BILS
Annual income on $10K today (after 15% tax)
$336.33/yr
After 10yr DRIP, annual income (after tax)
$433.62/yr
DGRO
Annual income on $10K today (after 15% tax)
$181.24/yr
After 10yr DRIP, annual income (after tax)
$203.97/yr
At 15% tax rate, BILS beats the other by $229.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BILS + DGRO for your $10,000?

BILS: 50%DGRO: 50%
100% DGRO50/50100% BILS
Portfolio after 10yr
$28.7K
Annual income
$375.05/yr
Blended yield
1.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BILS buys
0
DGRO buys
0
No recent congressional trades found for BILS or DGRO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBILSDGRO
Forward yield3.96%2.13%
Annual dividend / share$3.93$1.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.9K$31.6K
Annual income after 10y$510.14$239.96
Total dividends collected$4.6K$2.3K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BILS vs DGRO ($10,000, DRIP)

YearBILS PortfolioBILS Income/yrDGRO PortfolioDGRO Income/yrGap
1← crossover$11,096$395.69$11,293$213.22$197.00DGRO
2$12,283$410.32$12,730$217.32$447.00DGRO
3$13,567$424.50$14,326$221.10$759.00DGRO
4$14,955$438.21$16,098$224.56$1.1KDGRO
5$16,453$451.44$18,064$227.74$1.6KDGRO
6$18,069$464.17$20,246$230.65$2.2KDGRO
7$19,810$476.41$22,666$233.30$2.9KDGRO
8$21,685$488.15$25,349$235.73$3.7KDGRO
9$23,703$499.39$28,325$237.94$4.6KDGRO
10$25,872$510.14$31,624$239.96$5.8KDGRO

BILS vs DGRO: Complete Analysis 2026

BILSStock

The State Street SPDR Bloomberg 3-12 Month T-Bill ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the Bloomberg 3-12 Month U.S. Treasury Bill Index (the "Index")Seeks to provide exposure to publicly issued U.S. Treasury Bills that have remaining maturities between 3 and 12 monthsShort duration fixed income is less exposed to fluctuations in interest rates than longer duration securitiesRebalanced on the last business day of the month

Full BILS Calculator →

DGROETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.