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BKAYY vs BTI: Dividend Comparison 2026

BKAYY yields 1.72% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BKAYY wins by $2.07M in total portfolio value· pulled ahead in Year 4
10 years
BKAYY
BKAYY
● Live price
1.72%
Share price
$26.00
Annual div
$0.45
5Y div CAGR
81.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.11M
Annual income
$1,621,419.85
Full BKAYY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BKAYY vs BTI

📍 BKAYY pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKAYYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BKAYY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BKAYY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKAYY
Annual income on $10K today (after 15% tax)
$145.93/yr
After 10yr DRIP, annual income (after tax)
$1,378,206.87/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BKAYY beats the other by $1,375,838.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BKAYY + BTI for your $10,000?

BKAYY: 50%BTI: 50%
100% BTI50/50100% BKAYY
Portfolio after 10yr
$1.07M
Annual income
$812,103.24/yr
Blended yield
75.59%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BKAYY
No analyst data
Altman Z
0.4
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKAYY buys
0
BTI buys
0
No recent congressional trades found for BKAYY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKAYYBTI
Forward yield1.72%5.38%
Annual dividend / share$0.45$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR81.1%11.3%
Portfolio after 10y$2.11M$37.7K
Annual income after 10y$1,621,419.85$2,786.64
Total dividends collected$2.05M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BKAYY vs BTI ($10,000, DRIP)

YearBKAYY PortfolioBKAYY Income/yrBTI PortfolioBTI Income/yrGap
1$11,011$310.92$11,299$598.92$288.00BTI
2$12,361$579.44$12,794$703.91$433.00BTI
3$14,327$1,100.97$14,518$829.07$191.00BTI
4← crossover$17,490$2,159.83$16,513$978.64+$977.00BKAYY
5$23,177$4,462.53$18,827$1,157.84+$4.3KBKAYY
6$34,808$10,008.75$21,518$1,373.12+$13.3KBKAYY
7$62,686$25,441.24$24,657$1,632.46+$38.0KBKAYY
8$144,621$77,546.56$28,329$1,945.74+$116.3KBKAYY
9$457,545$302,800.84$32,637$2,325.33+$424.9KBKAYY
10$2,110,993$1,621,419.85$37,708$2,786.64+$2.07MBKAYY

BKAYY vs BTI: Complete Analysis 2026

BKAYYStock

Bank of Ayudhya Public Company Limited, together with its subsidiaries, provides commercial banking services to individuals, corporates, small and medium-sized businesses, and financial institutions. Its Retail segment offers a range of banking and related financial services, including current and savings accounts, fixed deposits, bills of exchange, housing loans, credit cards, personal loans and sale finance loans, hire-purchase and leasing, wealth management, and bancassurance products. The company's Commercial segment provides financial services and products comprising the range of credit facilities, which include short-term working capital, cash management, trade finance, transactional banking, advisory services, and treasury and money markets products. It also provides refinancing and venture capital services; car rental, collection, and personnel services; mutual funds and private fund management services; factoring and information technology services; and microfinance, real estate lease, and securities services, as well as operates as a life, non-life, and general insurance broker. The company was founded in 1945 and is headquartered in Bangkok, Thailand. Bank of Ayudhya Public Company Limited is a subsidiary of MUFG Bank, Ltd.

Full BKAYY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.