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BKGM vs MO: Dividend Comparison 2026

BKGM yields 3.02% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $6.6K in total portfolio value· pulled ahead in Year 10
10 years
BKGM
BKGM
● Live price
3.02%
Share price
$8,110.00
Annual div
$245.00
5Y div CAGR
36.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$73.5K
Annual income
$18,748.22
Full BKGM calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — BKGM vs MO

📍 MO pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKGMMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BKGM + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BKGM pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKGM
Annual income on $10K today (after 15% tax)
$256.78/yr
After 10yr DRIP, annual income (after tax)
$15,935.99/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $9,699.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BKGM + MO for your $10,000?

BKGM: 50%MO: 50%
100% MO50/50100% BKGM
Portfolio after 10yr
$76.8K
Annual income
$24,453.69/yr
Blended yield
31.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

BKGM
No analyst data
Altman Z
-0.5
Piotroski
4/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKGM buys
0
MO buys
0
No recent congressional trades found for BKGM or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKGMMO
Forward yield3.02%6.36%
Annual dividend / share$245.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.4%22.6%
Portfolio after 10y$73.5K$80.1K
Annual income after 10y$18,748.22$30,159.17
Total dividends collected$47.8K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BKGM vs MO ($10,000, DRIP)

YearBKGM PortfolioBKGM Income/yrMO PortfolioMO Income/yrGap
1$11,112$412.06$10,570$780.30+$542.00BKGM
2$12,474$583.69$11,381$1,032.90+$1.1KBKGM
3$14,182$835.24$12,535$1,392.73+$1.6KBKGM
4$16,385$1,210.57$14,193$1,920.91+$2.2KBKGM
5$19,315$1,782.94$16,618$2,723.68+$2.7KBKGM
6$23,347$2,679.24$20,263$3,993.80+$3.1KBKGM
7$29,109$4,128.24$25,936$6,098.36+$3.2KBKGM
8$37,708$6,561.47$35,166$9,775.01+$2.5KBKGM
9$51,183$10,835.25$51,026$16,597.78+$157.00BKGM
10← crossover$73,514$18,748.22$80,113$30,159.17$6.6KMO

BKGM vs MO: Complete Analysis 2026

BKGMStock

BankGuam Holding Company operates as the bank holding company for the Bank of Guam that provides various banking products and services to individuals, businesses, and government entities. It accepts various deposit products, including demand deposits, savings and time certificate of deposits, checking accounts, interest-bearing transaction accounts, time deposits, and retirement accounts for retail and business banking markets. The company also offers commercial loans, which comprise loans to governments primarily in commercial real estate, multifamily rentals, hotel, and gas stations, as well as in working capital and equipment financing; industrial, commercial, real estate, construction, and small business administration-guaranteed loans; home mortgage and home equity loans; and consumer loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it provides trade financing and trust services; and credit life, health, auto, and homeowners insurance services as agents for various insurance companies. Further, the company offers wire and automated clearing house transfers, cashier's and traveler's checks, corporate and consumer credit cards, bank-by-mail, ATMs, night depositories, safe deposit boxes, direct deposits, electronic funds transfers, online banking and bill payments, merchant, check imaging, and other customary banking services. It operates a network of 17 full service branches, including 7 in Guam; one in Saipan and one each in Tinian and Rota, which are located in the Commonwealth of the Northern Mariana Islands; one in the Republic of Palau; one each in the states of Yap, Chuuk, Pohnpei, and Kosrae in the Federated States of Micronesia; one in the Republic of the Marshall Islands; and one in San Francisco, California. The company also operates ATMs at seventy-nine locations. BankGuam Holding Company was incorporated in 1972 and is headquartered in Hagåtña, Guam..

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.