HomeCompareBKGM vs PM

BKGM vs PM: Dividend Comparison 2026

BKGM yields 3.02% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BKGM wins by $23.9K in total portfolio value· pulled ahead in Year 8
10 years
BKGM
BKGM
● Live price
3.02%
Share price
$8,110.00
Annual div
$245.00
5Y div CAGR
36.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$73.5K
Annual income
$18,748.22
Full BKGM calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — BKGM vs PM

📍 BKGM pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKGMPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BKGM + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BKGM pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKGM
Annual income on $10K today (after 15% tax)
$256.78/yr
After 10yr DRIP, annual income (after tax)
$15,935.99/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, BKGM beats the other by $13,817.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BKGM + PM for your $10,000?

BKGM: 50%PM: 50%
100% PM50/50100% BKGM
Portfolio after 10yr
$61.5K
Annual income
$10,620.12/yr
Blended yield
17.26%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BKGM
No analyst data
Altman Z
-0.5
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKGM buys
0
PM buys
0
No recent congressional trades found for BKGM or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKGMPM
Forward yield3.02%3.48%
Annual dividend / share$245.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.4%17.2%
Portfolio after 10y$73.5K$49.6K
Annual income after 10y$18,748.22$2,492.02
Total dividends collected$47.8K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BKGM vs PM ($10,000, DRIP)

YearBKGM PortfolioBKGM Income/yrPM PortfolioPM Income/yrGap
1$11,112$412.06$11,648$408.29$536.00PM
2$12,474$583.69$13,589$495.90$1.1KPM
3$14,182$835.24$15,877$603.21$1.7KPM
4$16,385$1,210.57$18,580$734.88$2.2KPM
5$19,315$1,782.94$21,781$896.75$2.5KPM
6$23,347$2,679.24$25,578$1,096.12$2.2KPM
7$29,109$4,128.24$30,092$1,342.17$983.00PM
8← crossover$37,708$6,561.47$35,470$1,646.46+$2.2KBKGM
9$51,183$10,835.25$41,892$2,023.58+$9.3KBKGM
10$73,514$18,748.22$49,578$2,492.02+$23.9KBKGM

BKGM vs PM: Complete Analysis 2026

BKGMStock

BankGuam Holding Company operates as the bank holding company for the Bank of Guam that provides various banking products and services to individuals, businesses, and government entities. It accepts various deposit products, including demand deposits, savings and time certificate of deposits, checking accounts, interest-bearing transaction accounts, time deposits, and retirement accounts for retail and business banking markets. The company also offers commercial loans, which comprise loans to governments primarily in commercial real estate, multifamily rentals, hotel, and gas stations, as well as in working capital and equipment financing; industrial, commercial, real estate, construction, and small business administration-guaranteed loans; home mortgage and home equity loans; and consumer loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it provides trade financing and trust services; and credit life, health, auto, and homeowners insurance services as agents for various insurance companies. Further, the company offers wire and automated clearing house transfers, cashier's and traveler's checks, corporate and consumer credit cards, bank-by-mail, ATMs, night depositories, safe deposit boxes, direct deposits, electronic funds transfers, online banking and bill payments, merchant, check imaging, and other customary banking services. It operates a network of 17 full service branches, including 7 in Guam; one in Saipan and one each in Tinian and Rota, which are located in the Commonwealth of the Northern Mariana Islands; one in the Republic of Palau; one each in the states of Yap, Chuuk, Pohnpei, and Kosrae in the Federated States of Micronesia; one in the Republic of the Marshall Islands; and one in San Francisco, California. The company also operates ATMs at seventy-nine locations. BankGuam Holding Company was incorporated in 1972 and is headquartered in Hagåtña, Guam..

Full BKGM Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
📬

Get this BKGM vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BKGM vs SCHDBKGM vs JEPIBKGM vs OBKGM vs KOBKGM vs MAINBKGM vs MOBKGM vs BTIBKGM vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.