HomeCompareBKH vs CFG

BKH vs CFG: Dividend Comparison 2026

BKH yields 3.99% · CFG yields 3.06%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BKH wins by $21.6K in total portfolio value
10 years
BKH
BKH
● Live price
3.99%
Share price
$68.42
Annual div
$2.73
5Y div CAGR
24.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$52.0K
Annual income
$8,206.99
Full BKH calculator →
CFG
CFG
● Live price
3.06%
Share price
$57.45
Annual div
$1.76
5Y div CAGR
14.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$1,688.32
Full CFG calculator →

Portfolio growth — BKH vs CFG

📍 BKH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKHCFG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BKH + CFG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BKH pays
CFG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKH
Annual income on $10K today (after 15% tax)
$339.28/yr
After 10yr DRIP, annual income (after tax)
$6,975.94/yr
CFG
Annual income on $10K today (after 15% tax)
$260.40/yr
After 10yr DRIP, annual income (after tax)
$1,435.07/yr
At 15% tax rate, BKH beats the other by $5,540.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BKH + CFG for your $10,000?

BKH: 50%CFG: 50%
100% CFG50/50100% BKH
Portfolio after 10yr
$41.2K
Annual income
$4,947.65/yr
Blended yield
12.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFG right now

BKH
Analyst Ratings
7
Buy
8
Hold
Consensus: Hold
Price Target
$82.50
+20.6% upside vs current
Range: $81.00 — $84.00
Altman Z
1.0
Piotroski
6/9
CFG
Analyst Ratings
31
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$70.08
+22.0% upside vs current
Range: $60.00 — $80.00
Altman Z
0.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKH buys
0
CFG buys
12
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$CFG▲ Buy$1,001 - $15,0002025-10-22
Ro Khanna🏢 House$CFG▲ Buy$1,001 - $15,0002025-10-08
Jefferson Shreve🏢 House$CFG▼ Sell$15,001 - $50,0002025-04-07
Kathy Manning🏢 House$CFG▲ Buy$15,001 - $50,0002024-01-23
Kathy Manning🏢 House$CFG▲ Buy$1,001 - $15,0002024-01-23
Tommy Tuberville🏛 Senate$CFG▼ Sell$15,001 - $50,0002024-01-19
Kathy Manning🏢 House$CFG▼ Sell$15,001 - $50,0002023-12-12
Kathy Manning🏢 House$CFG▼ Sell$1,001 - $15,0002023-12-12
Ro Khanna🏢 House$CFG▲ Buy$1,001 - $15,0002023-11-03
Ro Khanna🏢 House$CFG▲ Buy$1,001 - $15,0002023-10-31
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKHCFG
Forward yield3.99%3.06%
Annual dividend / share$2.73$1.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR24.9%14.2%
Portfolio after 10y$52.0K$30.4K
Annual income after 10y$8,206.99$1,688.32
Total dividends collected$27.5K$8.6K
Payment frequencyquarterlyquarterly
SectorUtilitiesFinancials
Analyst consensusHoldBuy
Analyst price target$82.50$70.08

Year-by-year: BKH vs CFG ($10,000, DRIP)

YearBKH PortfolioBKH Income/yrCFG PortfolioCFG Income/yrGap
1← crossover$11,199$498.54$11,050$349.86+$149.00BKH
2$12,634$651.69$12,236$412.60+$398.00BKH
3$14,377$858.23$13,580$487.63+$797.00BKH
4$16,523$1,139.98$15,108$577.61+$1.4KBKH
5$19,209$1,529.35$16,852$685.86+$2.4KBKH
6$22,629$2,075.39$18,848$816.48+$3.8KBKH
7$27,067$2,853.91$21,142$974.64+$5.9KBKH
8$32,946$3,984.67$23,789$1,166.83+$9.2KBKH
9$40,914$5,661.59$26,855$1,401.25+$14.1KBKH
10$51,985$8,206.99$30,423$1,688.32+$21.6KBKH

BKH vs CFG: Complete Analysis 2026

BKHUtilities

Black Hills Corporation, through its subsidiaries, operates as an electric and natural gas utility company in the United States. It operates in two segments, Electric Utilities and Gas Utilities. The Electric Utilities segment generates, transmits, and distributes electricity to approximately 218,000 electric utility customers in Colorado, Montana, South Dakota, and Wyoming; and owns and operates 1,481.5 megawatts of generation capacity and 8,892 miles of electric transmission and distribution lines. The Gas Utilities segment distributes natural gas to approximately 1,094,000 natural gas utility customers in Arkansas, Colorado, Iowa, Kansas, Nebraska, and Wyoming; owns and operates 4,732 miles of intrastate gas transmission pipelines; 41,644 miles of gas distribution mains and service lines; six natural gas storage sites; and approximately 50,000 horsepower of compression and 515 miles of gathering lines. The company also constructs and maintains gas infrastructure facilities for gas transportation customers; and provides appliance repair services to residential utility customers, as well as electrical system construction services to large industrial customers. In addition, it produces electric power through wind, natural gas, and coal-fired generating plants; and coal at its coal mine located near Gillette, Wyoming. The company was incorporated in 1941 and is headquartered in Rapid City, South Dakota.

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CFGFinancials

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Full CFG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.