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BKRIF vs BTI: Dividend Comparison 2026

BKRIF yields 3.40% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BKRIF wins by $778.88M in total portfolio value
10 years
BKRIF
BKRIF
● Live price
3.40%
Share price
$17.93
Annual div
$0.61
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$778.92M
Annual income
$737,296,217.07
Full BKRIF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BKRIF vs BTI

📍 BKRIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKRIFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BKRIF + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BKRIF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKRIF
Annual income on $10K today (after 15% tax)
$289.23/yr
After 10yr DRIP, annual income (after tax)
$626,701,784.51/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BKRIF beats the other by $626,699,415.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BKRIF + BTI for your $10,000?

BKRIF: 50%BTI: 50%
100% BTI50/50100% BKRIF
Portfolio after 10yr
$389.48M
Annual income
$368,649,501.86/yr
Blended yield
94.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BKRIF
No analyst data
Altman Z
-0.4
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKRIF buys
0
BTI buys
0
No recent congressional trades found for BKRIF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKRIFBTI
Forward yield3.40%5.38% ✓
Annual dividend / share$0.61$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓11.3%
Portfolio after 10y$778.92M ✓$37.7K
Annual income after 10y$737,296,217.07 ✓$2,786.64
Total dividends collected$775.89M ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BKRIF vs BTI ($10,000, DRIP)

YearBKRIF PortfolioBKRIF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,381$680.55$11,299$598.92+$82.00 → BKRIF
2$13,625$1,447.66$12,794$703.91+$831.00 → BKRIF
3$17,818$3,239.53$14,518$829.07+$3.3K → BKRIF
4$26,984$7,918.78$16,513$978.64+$10.5K → BKRIF
5$51,289$22,415.67$18,827$1,157.84+$32.5K → BKRIF
6$134,515$79,636.25$21,518$1,373.12+$113.0K → BKRIF
7$534,328$390,397.01$24,657$1,632.46+$509.7K → BKRIF
8$3,470,339$2,898,608.19$28,329$1,945.74+$3.44M → BKRIF
9$38,901,665$35,188,402.24$32,637$2,325.33+$38.87M → BKRIF
10$778,920,999$737,296,217.07$37,708$2,786.64+$778.88M → BKRIF

BKRIF vs BTI: Complete Analysis 2026

BKRIF — Stock

Bank of Ireland Group plc provides various banking and financial products and services. The company operates through Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury segments. It provides current and savings accounts, and business deposits and accounts; personal, car, home improvement, graduate, and student loans, as well as overdrafts; and business and farming loans, BREXIT loans, invoice finance, hire purchase, and leasing services. The company also offers international payments and credit cards; protection overview, mortgage protection, life cover, specified illness cover, income protection, protection for individuals, and protection for families; pensions and investments, foreign exchange, and treasury deposits and services; personal products; private banking services; and leveraged acquisition and property finance. In addition, it provides home, car, travel, and life insurance products. Bank of Ireland Group plc was founded in 1783 and is headquartered in Dublin, Ireland.

Full BKRIF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.