HomeCompareBKUTK vs BTI

BKUTK vs BTI: Dividend Comparison 2026

BKUTK yields 3.20% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BKUTK wins by $5.7K in total portfolio value· pulled ahead in Year 8
10 years
BKUTK
BKUTK
● Live price
3.20%
Share price
$601.00
Annual div
$19.25
5Y div CAGR
25%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.4K
Annual income
$5,720.84
Full BKUTK calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BKUTK vs BTI

📍 BKUTK pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKUTKBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BKUTK + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BKUTK pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKUTK
Annual income on $10K today (after 15% tax)
$272.25/yr
After 10yr DRIP, annual income (after tax)
$4,862.71/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BKUTK beats the other by $2,494.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BKUTK + BTI for your $10,000?

BKUTK: 50%BTI: 50%
100% BTI50/50100% BKUTK
Portfolio after 10yr
$40.6K
Annual income
$4,253.74/yr
Blended yield
10.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BKUTK
No analyst data
Altman Z
50.7
Piotroski
2/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKUTK buys
0
BTI buys
0
No recent congressional trades found for BKUTK or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKUTKBTI
Forward yield3.20%5.38%
Annual dividend / share$19.25$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25%11.3%
Portfolio after 10y$43.4K$37.7K
Annual income after 10y$5,720.84$2,786.64
Total dividends collected$20.1K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BKUTK vs BTI ($10,000, DRIP)

YearBKUTK PortfolioBKUTK Income/yrBTI PortfolioBTI Income/yrGap
1$11,100$400.37$11,299$598.92$199.00BTI
2$12,397$519.19$12,794$703.91$397.00BTI
3$13,942$677.36$14,518$829.07$576.00BTI
4$15,808$889.94$16,513$978.64$705.00BTI
5$18,093$1,178.79$18,827$1,157.84$734.00BTI
6$20,936$1,576.18$21,518$1,373.12$582.00BTI
7$24,532$2,130.63$24,657$1,632.46$125.00BTI
8← crossover$29,166$2,916.61$28,329$1,945.74+$837.00BKUTK
9$35,258$4,050.85$32,637$2,325.33+$2.6KBKUTK
10$43,447$5,720.84$37,708$2,786.64+$5.7KBKUTK

BKUTK vs BTI: Complete Analysis 2026

BKUTKStock

Bank of Utica, together with its subsidiary, provides commercial banking products and services in Utica, New York. The company offers various deposit accounts, including personal checking, business checking, savings, money market, retirement, and health savings accounts; and certificates of deposit. It also provides loans, such as business lines of credit, commercial mortgages, long-term loans, short-term loans, accounts receivable and inventory financing, and federal and NYS government loan programs; and personal loans comprising personal installment loans, vehicle loans, home mortgages, and home equity loans. In addition, the company offers various services that include real-time account balance, funds transfer and management, remote deposit, bill payment, real-time stop payment, check reconciliation, domestic wire transfer, and re-order checks, as well as ACH processing, including payroll; online and mobile banking services; and online bill payment, mobile and direct deposits, and other services. Further, it provides debit and ATM cards, 24/7 telephone banking, and traditional banking services; and invests in securities. Bank of Utica was founded in 1927 and is based in Utica, New York.

Full BKUTK Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this BKUTK vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BKUTK vs SCHDBKUTK vs JEPIBKUTK vs OBKUTK vs KOBKUTK vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.