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BMDPF vs BTI: Dividend Comparison 2026

BMDPF yields 11.05% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BMDPF wins by $852115.61M in total portfolio value
10 years
BMDPF
BMDPF
● Live price
11.05%
Share price
$8.75
Annual div
$0.97
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$852115.65M
Annual income
$837,554,512,512.73
Full BMDPF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BMDPF vs BTI

📍 BMDPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBMDPFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BMDPF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BMDPF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BMDPF
Annual income on $10K today (after 15% tax)
$939.24/yr
After 10yr DRIP, annual income (after tax)
$711,921,335,635.82/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BMDPF beats the other by $711,921,333,267.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BMDPF + BTI for your $10,000?

BMDPF: 50%BTI: 50%
100% BTI50/50100% BMDPF
Portfolio after 10yr
$426057.84M
Annual income
$418,777,257,649.68/yr
Blended yield
98.29%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BMDPF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.5
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BMDPF buys
0
BTI buys
0
No recent congressional trades found for BMDPF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBMDPFBTI
Forward yield11.05%5.38%
Annual dividend / share$0.97$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$852115.65M$37.7K
Annual income after 10y$837,554,512,512.73$2,786.64
Total dividends collected$851133.35M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: BMDPF vs BTI ($10,000, DRIP)

YearBMDPF PortfolioBMDPF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,910$2,209.97$11,299$598.92+$1.6KBMDPF
2$19,146$5,332.82$12,794$703.91+$6.4KBMDPF
3$35,270$14,783.15$14,518$829.07+$20.8KBMDPF
4$88,640$50,901.23$16,513$978.64+$72.1KBMDPF
5$333,956$239,111.34$18,827$1,157.84+$315.1KBMDPF
6$2,041,193$1,683,860.31$21,518$1,373.12+$2.02MBMDPF
7$21,421,504$19,237,427.49$24,657$1,632.46+$21.40MBMDPF
8$400,283,761$377,362,751.21$28,329$1,945.74+$400.26MBMDPF
9$13,608,541,592$13,180,237,968.14$32,637$2,325.33+$13608.51MBMDPF
10$852,115,652,017$837,554,512,512.73$37,708$2,786.64+$852115.61MBMDPF

BMDPF vs BTI: Complete Analysis 2026

BMDPFStock

Banca Monte dei Paschi di Siena S.p.A. provides retail and commercial banking services primarily in Italy. The company operates through Retail Banking, Corporate Banking, and Wealth Management segments. It offers funding and lending services, insurance products, financial advisory, and electronic payment services; financial and non-financial services; wealth management and financial planning services; consultancy services, such as tax planning, real estate, art, and legal advisory; fiduciary and trust services; and digital banking services. The company also provides leasing and factoring services for businesses, artisans, and professionals; and medium-and long-term credit facilities, corporate finance, capital markets, and structured finance services. In addition, it offers investment banking products and services; foreign banking services; and custody and deposit services for dairy products on behalf of third parties. Further, the company develops and manages ICT and telecommunication systems. As of December 31, 2021, it operated a network of 1,368 branches, 126 specialized centers, and 2,621 ATM machines in Italy; 1 operational branch in Shanghai; and 8 representative offices in the areas of Europe, North Africa, India, and China. The company was founded in 1472 and is headquartered in Siena, Italy.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.