HomeCompareBMTX vs JEPI

BMTX vs JEPI: Dividend Comparison 2026

BMTX yields 40.00% · JEPI yields 8.56%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BMTX wins by $202.5K in total portfolio value
10 years
BMTX
BMTX
● Live price
40.00%
Share price
$5.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$231.9K
Annual income
$39,181.04
Full BMTX calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — BMTX vs JEPI

📍 BMTX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBMTXJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BMTX + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BMTX pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BMTX
Annual income on $10K today (after 15% tax)
$3,400.00/yr
After 10yr DRIP, annual income (after tax)
$33,303.88/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, BMTX beats the other by $31,966.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BMTX + JEPI for your $10,000?

BMTX: 50%JEPI: 50%
100% JEPI50/50100% BMTX
Portfolio after 10yr
$130.6K
Annual income
$20,377.35/yr
Blended yield
15.60%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BMTX right now

BMTX
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Price Target
$9.20
+84.0% upside vs current
Range: $5.40 — $13.00
Altman Z
0.3
Piotroski
3/9
JEPI
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BMTX buys
0
JEPI buys
0
No recent congressional trades found for BMTX or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBMTXJEPI
Forward yield40.00%8.56%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$231.9K$29.3K
Annual income after 10y$39,181.04$1,573.67
Total dividends collected$174.4K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BMTX vs JEPI ($10,000, DRIP)

YearBMTX PortfolioBMTX Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$14,700$4,000.00$11,276$855.74+$3.4KBMTX
2$21,224$5,495.33$12,675$926.02+$8.5KBMTX
3$30,125$7,415.26$14,207$999.01+$15.9KBMTX
4$42,071$9,836.48$15,878$1,074.57+$26.2KBMTX
5$57,854$12,838.17$17,697$1,152.57+$40.2KBMTX
6$78,403$16,499.54$19,674$1,232.87+$58.7KBMTX
7$104,788$20,897.28$21,815$1,315.29+$83.0KBMTX
8$138,226$26,102.79$24,131$1,399.68+$114.1KBMTX
9$180,082$32,179.61$26,630$1,485.86+$153.5KBMTX
10$231,869$39,181.04$29,323$1,573.67+$202.5KBMTX

BMTX vs JEPI: Complete Analysis 2026

BMTXStock

BM Technologies, Inc. operates as a financial technology (fintech) company in the United States. It facilitates deposits and banking services between a customer and its partner bank, customers bank, which is a related party and is a Federal Deposit Insurance Corporation insured bank. The company, through its fintech banking platform, offers digital banking and disbursement services to consumers and students through digital channels. The company was formerly known as BankMobile Technologies, Inc. and changed its name to BM Technologies, Inc. in January 2021. BM Technologies, Inc. was founded in 2014 and is headquartered in Wayne, Pennsylvania.

Full BMTX Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
📬

Get this BMTX vs JEPI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BMTX vs SCHDBMTX vs OBMTX vs KOBMTX vs MAINBMTX vs JEPQBMTX vs XYLDBMTX vs DIVOBMTX vs QYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.