Is BMTX or JEPQ a better dividend investment in 2026?

BMTX currently yields 40.00% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: BMTX offers higher current income.

What is the dividend yield difference between BMTX and JEPQ?

BMTX has a forward dividend yield of 40.00% ($2.00/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 28.90 percentage points.

Home › Compare › BMTX vs JEPQ

BMTX vs JEPQ: Dividend Comparison 2026

BMTX yields 40.00% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BMTX wins by $187.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BMTX

● Live price

40.00%

Share price

$5.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$231.9K

Annual income

$39,181.04

Full BMTX calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — BMTX vs JEPQ

📍 BMTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BMTX	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BMTX + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BMTX pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BMTX

Annual income on $10K today (after 15% tax)

$3,400.00/yr

After 10yr DRIP, annual income (after tax)

$33,303.88/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, BMTX beats the other by $31,474.18/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BMTX + JEPQ for your $10,000?

BMTX: 50%JEPQ: 50%

100% JEPQ50/50100% BMTX

Portfolio after 10yr

$138.3K

Annual income

$20,666.81/yr

Blended yield

14.94%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BMTX right now

BMTX

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$9.20

+84.0% upside vs current

Range: $5.40 — $13.00

Altman Z

0.3

Piotroski

3/9

JEPQ

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BMTX buys

JEPQ buys

No recent congressional trades found for BMTX or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBMTXJEPQ

Forward yield	40.00% ✓	11.10%
Annual dividend / share	$2.00	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$231.9K ✓	$44.8K
Annual income after 10y	$39,181.04 ✓	$2,152.59
Total dividends collected	$174.4K ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BMTX vs JEPQ ($10,000, DRIP)

Year	BMTX Portfolio	BMTX Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$14,700	$4,000.00	$11,930	$1,110.39	+$2.8K → BMTX
2	$21,224	$5,495.33	$14,133	$1,224.34	+$7.1K → BMTX
3	$30,125	$7,415.26	$16,632	$1,340.46	+$13.5K → BMTX
4	$42,071	$9,836.48	$19,454	$1,457.97	+$22.6K → BMTX
5	$57,854	$12,838.17	$22,626	$1,576.08	+$35.2K → BMTX
6	$78,403	$16,499.54	$26,175	$1,694.09	+$52.2K → BMTX
7	$104,788	$20,897.28	$30,133	$1,811.32	+$74.7K → BMTX
8	$138,226	$26,102.79	$34,531	$1,927.17	+$103.7K → BMTX
9	$180,082	$32,179.61	$39,403	$2,041.08	+$140.7K → BMTX
10	$231,869	$39,181.04	$44,787	$2,152.59	+$187.1K → BMTX

BMTX vs JEPQ: Complete Analysis 2026

BMTX — Stock

BM Technologies, Inc. operates as a financial technology (fintech) company in the United States. It facilitates deposits and banking services between a customer and its partner bank, customers bank, which is a related party and is a Federal Deposit Insurance Corporation insured bank. The company, through its fintech banking platform, offers digital banking and disbursement services to consumers and students through digital channels. The company was formerly known as BankMobile Technologies, Inc. and changed its name to BM Technologies, Inc. in January 2021. BM Technologies, Inc. was founded in 2014 and is headquartered in Wayne, Pennsylvania.

Full BMTX Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.