Is BNCDY or EPRT a better dividend investment in 2026?

BNCDY currently yields 7.54% with a 5% 5-year dividend growth rate. EPRT yields 3.97% with 5% growth. The better choice depends on your goal: BNCDY offers higher current income.

What is the dividend yield difference between BNCDY and EPRT?

BNCDY has a forward dividend yield of 7.54% ($2.89/share annually). EPRT yields 3.97% ($1.21/share annually). The yield gap is 3.57 percentage points.

Home › Compare › BNCDY vs EPRT

BNCDY vs EPRT: Dividend Comparison 2026

BNCDY yields 7.54% · EPRT yields 3.97%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BNCDY wins by $17182.30M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BNCDY

● Live price

7.54%

Share price

$38.32

Annual div

$2.89

5Y div CAGR

93.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$17182.37M

Annual income

$16,591,315,004.85

Full BNCDY calculator →

EPRT

● Live price

3.97%

Share price

$30.36

Annual div

$1.21

5Y div CAGR

29%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$64.3K

Annual income

$13,170.85

Full EPRT calculator →

Portfolio growth — BNCDY vs EPRT

📍 BNCDY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BNCDY	EPRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BNCDY + EPRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BNCDY pays

EPRT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNCDY

Annual income on $10K today (after 15% tax)

$641.13/yr

After 10yr DRIP, annual income (after tax)

$14,102,617,754.12/yr

EPRT

Annual income on $10K today (after 15% tax)

$337.37/yr

After 10yr DRIP, annual income (after tax)

$11,195.22/yr

At 15% tax rate, BNCDY beats the other by $14,102,606,558.90/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BNCDY + EPRT for your $10,000?

BNCDY: 50%EPRT: 50%

100% EPRT50/50100% BNCDY

Portfolio after 10yr

$8591.22M

Annual income

$8,295,664,087.86/yr

Blended yield

96.56%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

BNCDY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.1

Piotroski

5/9

EPRT

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$35.50

+16.9% upside vs current

Range: $33.00 — $37.00

Altman Z

1.8

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNCDY buys

EPRT buys

No recent congressional trades found for BNCDY or EPRT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBNCDYEPRT

Forward yield	7.54% ✓	3.97%
Annual dividend / share	$2.89 ✓	$1.21
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	93.4% ✓	29%
Portfolio after 10y	$17182.37M ✓	$64.3K
Annual income after 10y	$16,591,315,004.85 ✓	$13,170.85
Total dividends collected	$17141.24M ✓	$38.7K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Buy	Buy

Year-by-year: BNCDY vs EPRT ($10,000, DRIP)

Year	BNCDY Portfolio	BNCDY Income/yr	EPRT Portfolio	EPRT Income/yr	Gap
1← crossover	$12,159	$1,458.77	$11,212	$512.01	+$947.00 → BNCDY
2	$16,216	$3,205.88	$12,689	$692.09	+$3.5K → BNCDY
3	$25,079	$7,728.02	$14,521	$944.30	+$10.6K → BNCDY
4	$48,437	$21,602.89	$16,841	$1,302.88	+$31.6K → BNCDY
5	$127,243	$75,414.72	$19,841	$1,821.64	+$107.4K → BNCDY
6	$494,231	$358,081.23	$23,818	$2,587.47	+$470.4K → BNCDY
7	$3,042,747	$2,513,920.14	$29,230	$3,744.65	+$3.01M → BNCDY
8	$31,230,101	$27,974,361.93	$36,816	$5,540.38	+$31.19M → BNCDY
9	$552,384,009	$518,967,800.71	$47,806	$8,413.17	+$552.34M → BNCDY
10	$17,182,365,895	$16,591,315,004.85	$64,324	$13,170.85	+$17182.30M → BNCDY

BNCDY vs EPRT: Complete Analysis 2026

BNCDY — Stock

Banca Mediolanum S.p.A. provides various banking products and services in Italy. The company offers current accounts and mortgages and loans. It also provides debit, credit, and prepaid cards; savings and investment products, such as equities and bonds, as well as trading services; and insurance and pension products and services. The company was founded in 1982 and is headquartered in Basiglio, Italy.

Full BNCDY Calculator →

EPRT — REIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.