HomeCompareBND vs VYM

BND vs VYM: Dividend Comparison 2026

BND yields 3.91% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $2.0K in total portfolio value
10 years
BND
BND
● Live price
3.91%
Share price
$73.48
Annual div
$2.88
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.8K
Annual income
$503.36
Full BND calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — BND vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNDVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BND + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BND pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BND
Annual income on $10K today (after 15% tax)
$332.75/yr
After 10yr DRIP, annual income (after tax)
$427.86/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, BND beats the other by $191.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BND + VYM for your $10,000?

BND: 50%VYM: 50%
100% VYM50/50100% BND
Portfolio after 10yr
$26.8K
Annual income
$390.95/yr
Blended yield
1.46%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BND buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNDVYM
Forward yield3.91%2.41%
Annual dividend / share$2.88$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.8K$27.8K
Annual income after 10y$503.36$278.55
Total dividends collected$4.5K$2.6K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: BND vs VYM ($10,000, DRIP)

YearBND PortfolioBND Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,091$391.47$11,151$241.44$60.00VYM
2$12,274$405.79$12,413$246.79$139.00VYM
3$13,552$419.66$13,794$251.79$242.00VYM
4$14,934$433.07$15,306$256.47$372.00VYM
5$16,426$446.01$16,960$260.84$534.00VYM
6$18,034$458.46$18,768$264.92$734.00VYM
7$19,767$470.42$20,745$268.71$978.00VYM
8$21,632$481.88$22,905$272.24$1.3KVYM
9$23,639$492.86$25,265$275.51$1.6KVYM
10$25,797$503.36$27,842$278.55$2.0KVYM

BND vs VYM: Complete Analysis 2026

BNDETF

The fund’s investment objective is to seek to track the performance of a broad, market-weighted bond index. The fund generally: Provides broad exposure to the taxable investment-grade U.S. dollar-denominated bond market, excluding inflation-protected and tax-exempt bonds. Offers relatively high potential for investment income; share value tends to rise and fall modestly. May be more appropriate for medium- or long-term goals where you’re looking for a reliable income stream. Is appropriate for diversifying the risks of stocks in a portfolio.

Full BND Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.