Is BNDC or QYLD a better dividend investment in 2026?

BNDC currently yields 4.27% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BNDC and QYLD?

BNDC has a forward dividend yield of 4.27% ($0.95/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.65 percentage points.

Home › Compare › BNDC vs QYLD

BNDC vs QYLD: Dividend Comparison 2026

BNDC yields 4.27% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BNDC wins by $1.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BNDC

● Live price

4.27%

Share price

$22.20

Annual div

$0.95

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.4K

Annual income

$561.98

Full BNDC calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BNDC vs QYLD

📍 BNDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BNDC	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BNDC + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

BNDC pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNDC

Annual income on $10K today (after 15% tax)

$363.18/yr

After 10yr DRIP, annual income (after tax)

$477.68/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,332.73/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BNDC + QYLD for your $10,000?

BNDC: 50%QYLD: 50%

100% QYLD50/50100% BNDC

Portfolio after 10yr

$25.9K

Annual income

$3,110.65/yr

Blended yield

12.00%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNDC buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBNDCQYLD

Forward yield	4.27%	11.92% ✓
Annual dividend / share	$0.95	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.4K ✓	$25.4K
Annual income after 10y	$561.98	$5,659.31 ✓
Total dividends collected	$5.0K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BNDC vs QYLD ($10,000, DRIP)

Year	BNDC Portfolio	BNDC Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,127	$427.27	$10,352	$1,192.36	+$775.00 → BNDC
2	$12,351	$444.34	$10,830	$1,347.57	+$1.5K → BNDC
3	$13,676	$460.92	$11,460	$1,539.07	+$2.2K → BNDC
4	$15,110	$477.00	$12,275	$1,777.84	+$2.8K → BNDC
5	$16,661	$492.54	$13,323	$2,078.95	+$3.3K → BNDC
6	$18,334	$507.55	$14,667	$2,463.34	+$3.7K → BNDC
7	$20,140	$522.00	$16,396	$2,960.57	+$3.7K → BNDC
8	$22,085	$535.89	$18,631	$3,612.97	+$3.5K → BNDC
9	$24,181	$549.22	$21,548	$4,482.15	+$2.6K → BNDC
10	$26,435	$561.98	$25,398	$5,659.31	+$1.0K → BNDC

BNDC vs QYLD: Complete Analysis 2026

BNDC — Stock

For investors seeking a managed portfolio using passively managed fixed income ETFs. FlexShares Core Select Bond Fund (BNDC) seeks total return and preservation of capital.

Full BNDC Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.