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BNDC vs XYLD: Dividend Comparison 2026

BNDC yields 4.27% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BNDC wins by $570.00 in total portfolio value
10 years
BNDC
BNDC
● Live price
4.27%
Share price
$22.20
Annual div
$0.95
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$561.98
Full BNDC calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — BNDC vs XYLD

📍 BNDC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNDCXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BNDC + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BNDC pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNDC
Annual income on $10K today (after 15% tax)
$363.18/yr
After 10yr DRIP, annual income (after tax)
$477.68/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,370.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNDC + XYLD for your $10,000?

BNDC: 50%XYLD: 50%
100% XYLD50/50100% BNDC
Portfolio after 10yr
$26.2K
Annual income
$1,956.50/yr
Blended yield
7.48%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNDC buys
0
XYLD buys
0
No recent congressional trades found for BNDC or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNDCXYLD
Forward yield4.27%11.20% ✓
Annual dividend / share$0.95$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.4K ✓$25.9K
Annual income after 10y$561.98$3,351.03 ✓
Total dividends collected$5.0K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BNDC vs XYLD ($10,000, DRIP)

YearBNDC PortfolioBNDC Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,127$427.27$10,840$1,120.44+$287.00 → BNDC
2$12,351$444.34$11,786$1,249.59+$565.00 → BNDC
3$13,676$460.92$12,854$1,397.78+$822.00 → BNDC
4$15,110$477.00$14,063$1,568.33+$1.0K → BNDC
5$16,661$492.54$15,434$1,765.19+$1.2K → BNDC
6$18,334$507.55$16,995$1,993.14+$1.3K → BNDC
7$20,140$522.00$18,777$2,257.95+$1.4K → BNDC
8$22,085$535.89$20,818$2,566.58+$1.3K → BNDC
9$24,181$549.22$23,163$2,927.50+$1.0K → BNDC
10$26,435$561.98$25,865$3,351.03+$570.00 → BNDC

BNDC vs XYLD: Complete Analysis 2026

BNDC — Stock

For investors seeking a managed portfolio using passively managed fixed income ETFs. FlexShares Core Select Bond Fund (BNDC) seeks total return and preservation of capital.

Full BNDC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.