Is BNDP or BTI a better dividend investment in 2026?

BNDP currently yields 0.95% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between BNDP and BTI?

BNDP has a forward dividend yield of 0.95% ($0.70/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 4.43 percentage points.

Home › Compare › BNDP vs BTI

BNDP vs BTI: Dividend Comparison 2026

BNDP yields 0.95% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTI wins by $16.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BNDP

● Live price

0.95%

Share price

$74.38

Annual div

$0.70

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.0K

Annual income

$100.78

Full BNDP calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — BNDP vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BNDP	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BNDP + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BNDP pays

BTI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNDP

Annual income on $10K today (after 15% tax)

$80.55/yr

After 10yr DRIP, annual income (after tax)

$85.66/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, BTI beats the other by $2,282.98/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BNDP + BTI for your $10,000?

BNDP: 50%BTI: 50%

100% BTI50/50100% BNDP

Portfolio after 10yr

$29.4K

Annual income

$1,443.71/yr

Blended yield

4.92%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BNDP

No analyst data

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNDP buys

BTI buys

No recent congressional trades found for BNDP or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBNDPBTI

Forward yield	0.95%	5.38% ✓
Annual dividend / share	$0.70	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$21.0K	$37.7K ✓
Annual income after 10y	$100.78	$2,786.64 ✓
Total dividends collected	$980.00 ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: BNDP vs BTI ($10,000, DRIP)

Year	BNDP Portfolio	BNDP Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$10,795	$94.77	$11,299	$598.92	$504.00 → BTI
2	$11,646	$95.61	$12,794	$703.91	$1.1K → BTI
3	$12,558	$96.40	$14,518	$829.07	$2.0K → BTI
4	$13,534	$97.15	$16,513	$978.64	$3.0K → BTI
5	$14,579	$97.85	$18,827	$1,157.84	$4.2K → BTI
6	$15,698	$98.51	$21,518	$1,373.12	$5.8K → BTI
7	$16,896	$99.13	$24,657	$1,632.46	$7.8K → BTI
8	$18,179	$99.72	$28,329	$1,945.74	$10.2K → BTI
9	$19,551	$100.27	$32,637	$2,325.33	$13.1K → BTI
10	$21,021	$100.78	$37,708	$2,786.64	$16.7K → BTI

BNDP vs BTI: Complete Analysis 2026

BNDP — Stock

The fund employs an indexing investment approach designed to track the performance of the Bloomberg U.S. Universal Float Adjusted Index, which measures the performance of U.S. dollar-denominated, taxable bonds that are rated either investment-grade or high-yield as determined by the index provider. The target index includes U.S. government and agency obligations, corporate bonds, mortgage-backed securities, asset-backed securities, and emerging market bonds, all denominated in the U.S. dollar and with maturities of at least one year.The Vanguard Core-Plus Bond Index ETF is a stand alone product and is separate and distinct from the Vanguard Core-Plus Bond ETF (VPLS) and the Vanguard Core-Plus Bond Fund (VCPIX and VCPAX). Differences in scale, certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full BNDP Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.