HomeCompareBNKO vs SCHD

BNKO vs SCHD: Dividend Comparison 2026

BNKO yields 4.80% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $1.6K in total portfolio value
10 years
BNKO
BNKO
● Live price
4.80%
Share price
$41.63
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$653.41
Full BNKO calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — BNKO vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNKOSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BNKO + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BNKO pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNKO
Annual income on $10K today (after 15% tax)
$408.36/yr
After 10yr DRIP, annual income (after tax)
$555.40/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, BNKO beats the other by $196.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNKO + SCHD for your $10,000?

BNKO: 50%SCHD: 50%
100% SCHD50/50100% BNKO
Portfolio after 10yr
$28.2K
Annual income
$538.00/yr
Blended yield
1.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNKO buys
0
SCHD buys
0
No recent congressional trades found for BNKO or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNKOSCHD
Forward yield4.80%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.4K$29.0K
Annual income after 10y$653.41$422.61
Total dividends collected$5.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BNKO vs SCHD ($10,000, DRIP)

YearBNKO PortfolioBNKO Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,180$480.42$11,224$344.10$44.00SCHD
2$12,465$501.99$12,567$354.98$102.00SCHD
3$13,861$523.06$14,038$365.30$177.00SCHD
4$15,374$543.57$15,648$375.06$274.00SCHD
5$17,014$563.49$17,410$384.27$396.00SCHD
6$18,788$582.79$19,335$392.95$547.00SCHD
7$20,705$601.45$21,437$401.10$732.00SCHD
8$22,773$619.45$23,733$408.75$960.00SCHD
9$25,004$636.77$26,237$415.91$1.2KSCHD
10$27,408$653.41$28,968$422.61$1.6KSCHD

BNKO vs SCHD: Complete Analysis 2026

BNKOStock

The investment seeks to reflect a 2x leveraged long exposure to the performance of the Solactive MicroSectorsTM U.S. Big Banks Index on a daily basis. The notes are senior unsecured medium-term notes issued by Bank of Montreal with a return linked to a two times leveraged participation in the performance of the index, compounded daily, less a Daily Investor Fee, the Daily Financing Charge and, if applicable, the Redemption Fee Amount. The index is an equal-dollar weighted index designed to represent the 10 U.S. stocks with the largest market capitalization in the banking sector.

Full BNKO Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.