Is BNKO or HDV a better dividend investment in 2026?

BNKO currently yields 4.80% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: BNKO offers higher current income.

What is the dividend yield difference between BNKO and HDV?

BNKO has a forward dividend yield of 4.80% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.88 percentage points.

Home › Compare › BNKO vs HDV

BNKO vs HDV: Dividend Comparison 2026

BNKO yields 4.80% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BNKO wins by $3.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BNKO

● Live price

4.80%

Share price

$41.63

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.4K

Annual income

$653.41

Full BNKO calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — BNKO vs HDV

📍 BNKO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BNKO	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BNKO + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BNKO pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNKO

Annual income on $10K today (after 15% tax)

$408.36/yr

After 10yr DRIP, annual income (after tax)

$555.40/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, BNKO beats the other by $255.58/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNKO + HDV for your $10,000?

BNKO: 50%HDV: 50%

100% HDV50/50100% BNKO

Portfolio after 10yr

$25.9K

Annual income

$503.06/yr

Blended yield

1.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNKO buys

HDV buys

No recent congressional trades found for BNKO or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBNKOHDV

Forward yield	4.80% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.4K ✓	$24.3K
Annual income after 10y	$653.41 ✓	$352.73
Total dividends collected	$5.7K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BNKO vs HDV ($10,000, DRIP)

Year	BNKO Portfolio	BNKO Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,180	$480.42	$11,002	$292.38	+$178.00 → BNKO
2	$12,465	$501.99	$12,084	$300.36	+$381.00 → BNKO
3	$13,861	$523.06	$13,250	$308.02	+$611.00 → BNKO
4	$15,374	$543.57	$14,506	$315.35	+$868.00 → BNKO
5	$17,014	$563.49	$15,858	$322.35	+$1.2K → BNKO
6	$18,788	$582.79	$17,313	$329.04	+$1.5K → BNKO
7	$20,705	$601.45	$18,878	$335.42	+$1.8K → BNKO
8	$22,773	$619.45	$20,560	$341.49	+$2.2K → BNKO
9	$25,004	$636.77	$22,367	$347.25	+$2.6K → BNKO
10	$27,408	$653.41	$24,307	$352.73	+$3.1K → BNKO

BNKO vs HDV: Complete Analysis 2026

BNKO — Stock

The investment seeks to reflect a 2x leveraged long exposure to the performance of the Solactive MicroSectorsTM U.S. Big Banks Index on a daily basis. The notes are senior unsecured medium-term notes issued by Bank of Montreal with a return linked to a two times leveraged participation in the performance of the index, compounded daily, less a Daily Investor Fee, the Daily Financing Charge and, if applicable, the Redemption Fee Amount. The index is an equal-dollar weighted index designed to represent the 10 U.S. stocks with the largest market capitalization in the banking sector.

Full BNKO Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.