HomeCompareBNKO vs SPHD

BNKO vs SPHD: Dividend Comparison 2026

BNKO yields 4.80% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BNKO wins by $872.00 in total portfolio value
10 years
BNKO
BNKO
● Live price
4.80%
Share price
$41.63
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$653.41
Full BNKO calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — BNKO vs SPHD

📍 BNKO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNKOSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BNKO + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BNKO pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNKO
Annual income on $10K today (after 15% tax)
$408.36/yr
After 10yr DRIP, annual income (after tax)
$555.40/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, BNKO beats the other by $69.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNKO + SPHD for your $10,000?

BNKO: 50%SPHD: 50%
100% SPHD50/50100% BNKO
Portfolio after 10yr
$27.0K
Annual income
$612.36/yr
Blended yield
2.27%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNKO buys
0
SPHD buys
0
No recent congressional trades found for BNKO or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNKOSPHD
Forward yield4.80%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.4K$26.5K
Annual income after 10y$653.41$571.32
Total dividends collected$5.7K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BNKO vs SPHD ($10,000, DRIP)

YearBNKO PortfolioBNKO Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,180$480.42$11,133$432.85+$47.00BNKO
2$12,465$501.99$12,363$450.36+$102.00BNKO
3$13,861$523.06$13,695$467.39+$166.00BNKO
4$15,374$543.57$15,138$483.90+$236.00BNKO
5$17,014$563.49$16,697$499.88+$317.00BNKO
6$18,788$582.79$18,382$515.31+$406.00BNKO
7$20,705$601.45$20,198$530.17+$507.00BNKO
8$22,773$619.45$22,157$544.46+$616.00BNKO
9$25,004$636.77$24,266$558.18+$738.00BNKO
10$27,408$653.41$26,536$571.32+$872.00BNKO

BNKO vs SPHD: Complete Analysis 2026

BNKOStock

The investment seeks to reflect a 2x leveraged long exposure to the performance of the Solactive MicroSectorsTM U.S. Big Banks Index on a daily basis. The notes are senior unsecured medium-term notes issued by Bank of Montreal with a return linked to a two times leveraged participation in the performance of the index, compounded daily, less a Daily Investor Fee, the Daily Financing Charge and, if applicable, the Redemption Fee Amount. The index is an equal-dollar weighted index designed to represent the 10 U.S. stocks with the largest market capitalization in the banking sector.

Full BNKO Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.