HomeCompareBNKO vs XYLD

BNKO vs XYLD: Dividend Comparison 2026

BNKO yields 4.80% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BNKO wins by $2.1K in total portfolio value
10 years
BNKO
BNKO
● Live price
4.80%
Share price
$41.63
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$653.41
Full BNKO calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — BNKO vs XYLD

📍 BNKO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNKOXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BNKO + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BNKO pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNKO
Annual income on $10K today (after 15% tax)
$408.36/yr
After 10yr DRIP, annual income (after tax)
$555.40/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,180.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNKO + XYLD for your $10,000?

BNKO: 50%XYLD: 50%
100% XYLD50/50100% BNKO
Portfolio after 10yr
$26.3K
Annual income
$1,936.21/yr
Blended yield
7.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNKO buys
0
XYLD buys
0
No recent congressional trades found for BNKO or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNKOXYLD
Forward yield4.80%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.4K$25.3K
Annual income after 10y$653.41$3,219.02
Total dividends collected$5.7K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BNKO vs XYLD ($10,000, DRIP)

YearBNKO PortfolioBNKO Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,180$480.42$10,818$1,098.39+$362.00BNKO
2$12,465$501.99$11,738$1,222.51+$727.00BNKO
3$13,861$523.06$12,774$1,364.64+$1.1KBNKO
4$15,374$543.57$13,944$1,527.86+$1.4KBNKO
5$17,014$563.49$15,270$1,715.87+$1.7KBNKO
6$18,788$582.79$16,775$1,933.09+$2.0KBNKO
7$20,705$601.45$18,490$2,184.87+$2.2KBNKO
8$22,773$619.45$20,450$2,477.63+$2.3KBNKO
9$25,004$636.77$22,697$2,819.19+$2.3KBNKO
10$27,408$653.41$25,280$3,219.02+$2.1KBNKO

BNKO vs XYLD: Complete Analysis 2026

BNKOStock

The investment seeks to reflect a 2x leveraged long exposure to the performance of the Solactive MicroSectorsTM U.S. Big Banks Index on a daily basis. The notes are senior unsecured medium-term notes issued by Bank of Montreal with a return linked to a two times leveraged participation in the performance of the index, compounded daily, less a Daily Investor Fee, the Daily Financing Charge and, if applicable, the Redemption Fee Amount. The index is an equal-dollar weighted index designed to represent the 10 U.S. stocks with the largest market capitalization in the banking sector.

Full BNKO Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.