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BNTOF vs BTI: Dividend Comparison 2026

BNTOF yields 262.77% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BNTOF wins by $406109325823931264.00M in total portfolio value
10 years
BNTOF
BNTOF
● Live price
262.77%
Share price
$13.70
Annual div
$36.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$406109325823931264.00M
Annual income
$405,812,650,470,886,100,000,000.00
Full BNTOF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BNTOF vs BTI

📍 BNTOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNTOFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BNTOF + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BNTOF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNTOF
Annual income on $10K today (after 15% tax)
$22,335.77/yr
After 10yr DRIP, annual income (after tax)
$344,940,752,900,253,200,000,000.00/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BNTOF beats the other by $344,940,752,900,253,200,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNTOF + BTI for your $10,000?

BNTOF: 50%BTI: 50%
100% BTI50/50100% BNTOF
Portfolio after 10yr
$203054662911965632.00M
Annual income
$202,906,325,235,443,060,000,000.00/yr
Blended yield
99.93%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BNTOF
No analyst data
Altman Z
2.1
Piotroski
3/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNTOF buys
0
BTI buys
0
No recent congressional trades found for BNTOF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNTOFBTI
Forward yield262.77% ✓5.38%
Annual dividend / share$36.00 ✓$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓11.3%
Portfolio after 10y$406109325823931264.00M ✓$37.7K
Annual income after 10y$405,812,650,470,886,100,000,000.00 ✓$2,786.64
Total dividends collected$406089892344164928.00M ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BNTOF vs BTI ($10,000, DRIP)

YearBNTOF PortfolioBNTOF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$63,255$52,554.74$11,299$598.92+$52.0K → BNTOF
2$689,054$621,371.39$12,794$703.91+$676.3K → BNTOF
3$13,389,242$12,651,953.95$14,518$829.07+$13.37M → BNTOF
4$473,848,760$459,522,271.01$16,513$978.64+$473.83M → BNTOF
5$30,904,425,935$30,397,407,762.53$18,827$1,157.84+$30904.41M → BNTOF
6$3,738,711,782,530$3,705,644,046,779.26$21,518$1,373.12+$3738711.76M → BNTOF
7$841,937,144,215,733$837,936,722,608,425.50$24,657$1,632.46+$841937144.19M → BNTOF
8$353,608,722,325,854,460$352,707,849,581,543,600.00$28,329$1,945.74+$353608722325.83M → BNTOF
9$277,266,685,088,848,870,000$276,888,323,755,960,240,000.00$32,637$2,325.33+$277266685088848.84M → BNTOF
10$406,109,325,823,931,240,000,000$405,812,650,470,886,100,000,000.00$37,708$2,786.64+$406109325823931264.00M → BNTOF

BNTOF vs BTI: Complete Analysis 2026

BNTOF — Stock

Benefit One Inc. provides subscription-based services in Japan and internationally. It offers benefit, personal, customer relationship management, incentive, healthcare, purchase and settlement, and payment services. The company was formerly known as Business Coop., Inc. The company was incorporated in 1996 and is based in Tokyo, Japan. Benefit One Inc. is a subsidiary of Pasona Group Inc.

Full BNTOF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.