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BRLAF vs BTI: Dividend Comparison 2026

BRLAF yields 6.64% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $15.2K in total portfolio value
10 years
BRLAF
BRLAF
● Live price
6.64%
Share price
$4.61
Annual div
$0.31
5Y div CAGR
-27.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.5K
Annual income
$30.03
Full BRLAF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BRLAF vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBRLAFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BRLAF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BRLAF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BRLAF
Annual income on $10K today (after 15% tax)
$564.74/yr
After 10yr DRIP, annual income (after tax)
$25.53/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,343.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BRLAF + BTI for your $10,000?

BRLAF: 50%BTI: 50%
100% BTI50/50100% BRLAF
Portfolio after 10yr
$30.1K
Annual income
$1,408.34/yr
Blended yield
4.68%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BRLAF
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
1.5
Piotroski
3/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BRLAF buys
0
BTI buys
0
No recent congressional trades found for BRLAF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBRLAFBTI
Forward yield6.64%5.38%
Annual dividend / share$0.31$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-27.6%11.3%
Portfolio after 10y$22.5K$37.7K
Annual income after 10y$30.03$2,786.64
Total dividends collected$1.8K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: BRLAF vs BTI ($10,000, DRIP)

YearBRLAF PortfolioBRLAF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,181$481.03$11,299$598.92$118.00BTI
2$12,328$363.92$12,794$703.91$466.00BTI
3$13,462$271.49$14,518$829.07$1.1KBTI
4$14,605$200.61$16,513$978.64$1.9KBTI
5$15,775$147.26$18,827$1,157.84$3.1KBTI
6$16,986$107.62$21,518$1,373.12$4.5KBTI
7$18,254$78.42$24,657$1,632.46$6.4KBTI
8$19,589$57.02$28,329$1,945.74$8.7KBTI
9$21,001$41.40$32,637$2,325.33$11.6KBTI
10$22,501$30.03$37,708$2,786.64$15.2KBTI

BRLAF vs BTI: Complete Analysis 2026

BRLAFStock

Our portfolio of high quality UK commercial property is focused on London Offices and Retail around the UK. We own or manage a portfolio valued at £13.7bn (British Land share: £10.3bn) as at 30 September 2020 making us one of Europe's largest listed real estate investment companies. Our strategy is to provide places which meet the needs of our customers and respond to changing lifestyles - Places People Prefer. We do this by creating great environments both inside and outside our buildings and use our scale and placemaking skills to enhance and enliven them. This expands their appeal to a broader range of occupiers, creating enduring demand and driving sustainable, long term performance. Our Offices portfolio comprises three office-led campuses in central London as well as high quality standalone buildings and accounts for 65% of our portfolio. Our Retail portfolio is focused on retail parks and shopping centres, and accounts for 31% of our portfolio. Increasingly our focus is on providing a mix of uses and this is most evident at Canada Water, our 53 acre redevelopment opportunity where we have plans to create a new neighbourhood for London. Sustainability is embedded throughout our business. Our places, which are designed to meet high sustainability standards, become part of local communities, provide opportunities for skills development and employment and promote wellbeing. In April 2016 British Land received the Queen's Award for Enterprise: Sustainable Development, the UK's highest accolade for business success for economic, social and environmental achievements over a period of five years.

Full BRLAF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.