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BSEFY vs BTI: Dividend Comparison 2026

BSEFY yields 2.72% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $16.3K in total portfolio value
10 years
BSEFY
BSEFY
● Live price
2.72%
Share price
$15.10
Annual div
$0.41
5Y div CAGR
-17.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$44.14
Full BSEFY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BSEFY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBSEFYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BSEFY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BSEFY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSEFY
Annual income on $10K today (after 15% tax)
$230.79/yr
After 10yr DRIP, annual income (after tax)
$37.52/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,331.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BSEFY + BTI for your $10,000?

BSEFY: 50%BTI: 50%
100% BTI50/50100% BSEFY
Portfolio after 10yr
$29.6K
Annual income
$1,415.39/yr
Blended yield
4.79%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BSEFY
No analyst data
Altman Z
1.5
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSEFY buys
0
BTI buys
0
No recent congressional trades found for BSEFY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBSEFYBTI
Forward yield2.72%5.38%
Annual dividend / share$0.41$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-17.3%11.3%
Portfolio after 10y$21.4K$37.7K
Annual income after 10y$44.14$2,786.64
Total dividends collected$1.1K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BSEFY vs BTI ($10,000, DRIP)

YearBSEFY PortfolioBSEFY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,925$224.55$11,299$598.92$374.00BTI
2$11,879$189.60$12,794$703.91$915.00BTI
3$12,870$159.34$14,518$829.07$1.6KBTI
4$13,904$133.43$16,513$978.64$2.6KBTI
5$14,989$111.41$18,827$1,157.84$3.8KBTI
6$16,131$92.83$21,518$1,373.12$5.4KBTI
7$17,337$77.21$24,657$1,632.46$7.3KBTI
8$18,615$64.14$28,329$1,945.74$9.7KBTI
9$19,971$53.23$32,637$2,325.33$12.7KBTI
10$21,413$44.14$37,708$2,786.64$16.3KBTI

BSEFY vs BTI: Complete Analysis 2026

BSEFYStock

Benesse Holdings, Inc. provides educational, senior nursing care, and childcare services in Japan and internationally. The company operates through four segments: Domestic Education, Global Kodomo Challenge, Nursing Care and Childcare, and Berlitz. The Domestic Education segment engages in the correspondence course business, school and teacher support business, cram and prep school business, English language classes for children business, and other businesses for primary school students to high school students. The Global Kodomo Challenge segment is involved in the correspondence course business in Japan, China, Taiwan, and Indonesia, primarily targeting infants. The Nursing Care and Childcare segment engages in the residential care services business, which include the operation of nursing homes and elderly homes; home helper services business; training courses for nursing care personnel; a staff placement and personnel dispatch company specializing in medical and nursing care personnel; the daycare and afterschool childcare operations business; and other businesses. The Berlitz segment is involved in the language instruction business; the ELS business, which provides educational services, including language training to those who want to study abroad; the worldwide leadership training business; and other businesses. It also offers interpretation and translation services; information and products relating to pregnancy, childbirth, and parenting; lifestyle information and support everyday living through forums for communication with customers; and magazines, websites, and others to help enrich life with pets. The company was formerly known as Benesse Corporation and changed its name to Benesse Holdings, Inc. in 2009. Benesse Holdings, Inc. was founded in 1955 and is headquartered in Okayama, Japan.

Full BSEFY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.