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BSFO vs EPRT: Dividend Comparison 2026

BSFO yields 5.33% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $35.0K in total portfolio value· pulled ahead in Year 2
10 years
BSFO
BSFO
● Live price
5.33%
Share price
$37.52
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.4K
Annual income
$749.37
Full BSFO calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — BSFO vs EPRT

📍 EPRT pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBSFOEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BSFO + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BSFO pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSFO
Annual income on $10K today (after 15% tax)
$453.11/yr
After 10yr DRIP, annual income (after tax)
$636.96/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $10,277.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BSFO + EPRT for your $10,000?

BSFO: 50%EPRT: 50%
100% EPRT50/50100% BSFO
Portfolio after 10yr
$45.9K
Annual income
$6,795.04/yr
Blended yield
14.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

BSFO
No analyst data
Altman Z
0.3
Piotroski
4/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSFO buys
0
EPRT buys
0
No recent congressional trades found for BSFO or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBSFOEPRT
Forward yield5.33%3.92%
Annual dividend / share$2.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$28.4K$63.4K
Annual income after 10y$749.37$12,840.73
Total dividends collected$6.5K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: BSFO vs EPRT ($10,000, DRIP)

YearBSFO PortfolioBSFO Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,233$533.07$11,205$505.18+$28.00BSFO
2← crossover$12,579$559.62$12,672$682.46$93.00EPRT
3$14,045$585.68$14,490$930.48$445.00EPRT
4$15,640$611.16$16,786$1,282.69$1.1KEPRT
5$17,370$636.02$19,753$1,791.56$2.4KEPRT
6$19,246$660.19$23,677$2,541.64$4.4KEPRT
7$21,277$683.64$29,008$3,672.99$7.7KEPRT
8$23,473$706.34$36,463$5,425.08$13.0KEPRT
9$25,844$728.25$47,238$8,221.57$21.4KEPRT
10$28,403$749.37$63,385$12,840.73$35.0KEPRT

BSFO vs EPRT: Complete Analysis 2026

BSFOStock

Bank of San Francisco provides various banking products and services to businesses, nonprofits, entrepreneurs, professionals, individuals, and families in the greater San Francisco Bay Area. The company's personal banking products and services include checking, interest checking, savings, and money market accounts, as well as certificates of deposit, and individual retirement accounts; loans, including tenancy in common and co-op, single-family home and condo, condo conversion, multi-unit property loans, vacation home and investment properties; and other services comprising bill pay, online and mobile banking, debit and credit cards, wire transfers, foreign drafts, public notary, and direct deposit. It also provides loans, which include revolving lines of credit, business acquisition loans, medical, dental practice and professional service firm financing, commercial real estate loans, construction loans, and small business administration loans. Bank of San Francisco was founded in 2005 and is headquartered in San Francisco, California.

Full BSFO Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.