HomeCompareBTI vs FHN

BTI vs FHN: Dividend Comparison 2026

BTI yields 5.40% · FHN yields 2.81%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FHN wins by $2.1K in total portfolio value· pulled ahead in Year 9
10 years
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →
FHN
FHN
● Live price
2.81%
Share price
$22.05
Annual div
$0.62
5Y div CAGR
25.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.9K
Annual income
$4,751.32
Full FHN calculator →

Portfolio growth — BTI vs FHN

📍 FHN pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBTIFHN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BTI + FHN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BTI pays
FHN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
FHN
Annual income on $10K today (after 15% tax)
$239.00/yr
After 10yr DRIP, annual income (after tax)
$4,038.62/yr
At 15% tax rate, FHN beats the other by $1,656.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTI + FHN for your $10,000?

BTI: 50%FHN: 50%
100% FHN50/50100% BTI
Portfolio after 10yr
$38.8K
Annual income
$3,776.80/yr
Blended yield
9.72%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FHN right now

BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
FHN
Analyst Ratings
16
Buy
19
Hold
Consensus: Hold
Price Target
$26.71
+21.1% upside vs current
Range: $23.00 — $30.00
Altman Z
0.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTI buys
13
FHN buys
5
PoliticianChamberTickerTypeAmountDate
Lisa McClain🏢 House$BTI▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$BTI▲ Buy$1,001 - $15,0002025-08-04
Lisa McClain🏢 House$BTI▼ Sell$1,001 - $15,0002025-06-24
Lisa McClain🏢 House$BTI▲ Buy$1,001 - $15,0002025-06-17
John Fetterman🏛 Senate$FHN▼ Sell$1,001 - $15,0002024-10-15
Daniel Goldman🏢 House$BTI▼ Sell$50,001 - $100,0002023-07-10
Steve Cohen🏢 House$FHN▲ Buy$15,001 - $50,0002023-05-26
Zoe Lofgren🏢 House$FHN▼ Sell$1,001 - $15,0002023-05-25
Daniel Goldman🏢 House$BTI▲ Buy$15,001 - $50,0002023-02-27
Daniel Goldman🏢 House$BTI▼ Sell$50,001 - $100,0002023-01-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBTIFHN
Forward yield5.40%2.81%
Annual dividend / share$3.15$0.62
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.3%25.2%
Portfolio after 10y$37.8K$39.9K
Annual income after 10y$2,802.29$4,751.32
Total dividends collected$14.4K$17.0K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials
Analyst consensusBuyHold
Analyst price target$40.00$26.71

Year-by-year: BTI vs FHN ($10,000, DRIP)

YearBTI PortfolioBTI Income/yrFHN PortfolioFHN Income/yrGap
1$11,301$601.08$11,052$352.04+$249.00BTI
2$12,799$706.58$12,281$455.25+$518.00BTI
3$14,527$832.38$13,733$591.92+$794.00BTI
4$16,527$982.75$15,468$774.46+$1.1KBTI
5$18,846$1,162.95$17,572$1,020.73+$1.3KBTI
6$21,545$1,379.49$20,159$1,356.77+$1.4KBTI
7$24,694$1,640.41$23,391$1,821.25+$1.3KBTI
8$28,378$1,955.69$27,501$2,472.74+$877.00BTI
9← crossover$32,702$2,337.79$32,828$3,401.73$126.00FHN
10$37,794$2,802.29$39,877$4,751.32$2.1KFHN

BTI vs FHN: Complete Analysis 2026

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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FHNFinancials

First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. The company operates through three segments: Regional Banking, Specialty Banking, and Corporate. It offers general banking services for consumers, businesses, financial institutions, and governments. The company also underwrites bank-eligible securities and other fixed-income securities eligible for underwriting by financial subsidiaries; sells loans and derivatives; and offers advisory services. In addition, it offers various services, such as mortgage banking; title insurance and loan-closing; brokerage; correspondent banking; nationwide check clearing and remittance processing; trust, fiduciary, and agency; equipment finance; and investment and financial advisory services. Further, the company sells mutual fund and retail insurance products; and credit cards. It operates approximately 500 banking offices in 22 states under the First Horizon Bank brand; and 400 banking centers in 12 states under the FHN Financial brand in the United States. The company was formerly known as First Horizon National Corporation and changed its name to First Horizon Corporation in November 2020. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee.

Full FHN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.