HomeCompareBTI vs ZION

BTI vs ZION: Dividend Comparison 2026

BTI yields 5.40% · ZION yields 3.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $6.4K in total portfolio value
10 years
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →
ZION
ZION
● Live price
3.20%
Share price
$55.59
Annual div
$1.78
5Y div CAGR
14.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.4K
Annual income
$1,892.05
Full ZION calculator →

Portfolio growth — BTI vs ZION

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBTIZION
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BTI + ZION cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BTI pays
ZION pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
ZION
Annual income on $10K today (after 15% tax)
$272.17/yr
After 10yr DRIP, annual income (after tax)
$1,608.24/yr
At 15% tax rate, BTI beats the other by $773.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BTI + ZION for your $10,000?

BTI: 50%ZION: 50%
100% ZION50/50100% BTI
Portfolio after 10yr
$34.6K
Annual income
$2,347.16/yr
Blended yield
6.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ZION right now

BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
ZION
Analyst Ratings
17
Buy
32
Hold
1
Sell
Consensus: Hold
Price Target
$67.00
+20.5% upside vs current
Range: $60.00 — $75.00
Altman Z
-0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTI buys
13
ZION buys
0
PoliticianChamberTickerTypeAmountDate
Lisa McClain🏢 House$BTI▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$BTI▲ Buy$1,001 - $15,0002025-08-04
Lisa McClain🏢 House$BTI▼ Sell$1,001 - $15,0002025-06-24
Lisa McClain🏢 House$BTI▲ Buy$1,001 - $15,0002025-06-17
Daniel Goldman🏢 House$BTI▼ Sell$50,001 - $100,0002023-07-10
Daniel Goldman🏢 House$BTI▲ Buy$15,001 - $50,0002023-02-27
Daniel Goldman🏢 House$BTI▼ Sell$50,001 - $100,0002023-01-13
Virginia Foxx🏢 House$BTI▼ Sell$50,001 - $100,0002022-11-02
Virginia Foxx🏢 House$BTI▲ Buy$1,001 - $15,0002022-08-23
Virginia Foxx🏢 House$BTI▲ Buy$1,001 - $15,0002022-07-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBTIZION
Forward yield5.40%3.20%
Annual dividend / share$3.15$1.78
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.3%14.7%
Portfolio after 10y$37.8K$31.4K
Annual income after 10y$2,802.29$1,892.05
Total dividends collected$14.4K$9.4K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesStock
Analyst consensusBuyHold
Analyst price target$40.00$67.00

Year-by-year: BTI vs ZION ($10,000, DRIP)

YearBTI PortfolioBTI Income/yrZION PortfolioZION Income/yrGap
1← crossover$11,301$601.08$11,067$367.27+$234.00BTI
2$12,799$706.58$12,278$435.72+$521.00BTI
3$14,527$832.38$13,655$518.16+$872.00BTI
4$16,527$982.75$15,229$617.77+$1.3KBTI
5$18,846$1,162.95$17,034$738.54+$1.8KBTI
6$21,545$1,379.49$19,111$885.50+$2.4KBTI
7$24,694$1,640.41$21,514$1,065.02+$3.2KBTI
8$28,378$1,955.69$24,305$1,285.19+$4.1KBTI
9$32,702$2,337.79$27,563$1,556.42+$5.1KBTI
10$37,794$2,802.29$31,385$1,892.05+$6.4KBTI

BTI vs ZION: Complete Analysis 2026

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

ZIONStock

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Full ZION Calculator →
📬

Get this BTI vs ZION comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BTI vs SCHDBTI vs JEPIBTI vs OBTI vs KOBTI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.