Is BTMFX or QYLD a better dividend investment in 2026?

BTMFX currently yields 11.27% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BTMFX and QYLD?

BTMFX has a forward dividend yield of 11.27% ($2.49/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.65 percentage points.

Home › Compare › BTMFX vs QYLD

BTMFX vs QYLD: Dividend Comparison 2026

BTMFX yields 11.27% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTMFX wins by $16.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BTMFX

● Live price

11.27%

Share price

$22.12

Annual div

$2.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$42.1K

Annual income

$2,279.35

Full BTMFX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BTMFX vs QYLD

📍 BTMFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BTMFX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BTMFX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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BTMFX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTMFX

Annual income on $10K today (after 15% tax)

$957.53/yr

After 10yr DRIP, annual income (after tax)

$1,937.45/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,872.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BTMFX + QYLD for your $10,000?

BTMFX: 50%QYLD: 50%

100% QYLD50/50100% BTMFX

Portfolio after 10yr

$33.7K

Annual income

$3,969.34/yr

Blended yield

11.76%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTMFX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBTMFXQYLD

Forward yield	11.27%	11.92% ✓
Annual dividend / share	$2.49 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$42.1K ✓	$25.4K
Annual income after 10y	$2,279.35	$5,659.31 ✓
Total dividends collected	$16.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BTMFX vs QYLD ($10,000, DRIP)

Year	BTMFX Portfolio	BTMFX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,827	$1,126.50	$10,352	$1,192.36	+$1.5K → BTMFX
2	$13,899	$1,245.10	$10,830	$1,347.57	+$3.1K → BTMFX
3	$16,240	$1,367.61	$11,460	$1,539.07	+$4.8K → BTMFX
4	$18,870	$1,493.37	$12,275	$1,777.84	+$6.6K → BTMFX
5	$21,813	$1,621.71	$13,323	$2,078.95	+$8.5K → BTMFX
6	$25,092	$1,751.96	$14,667	$2,463.34	+$10.4K → BTMFX
7	$28,732	$1,883.47	$16,396	$2,960.57	+$12.3K → BTMFX
8	$32,758	$2,015.60	$18,631	$3,612.97	+$14.1K → BTMFX
9	$37,199	$2,147.75	$21,548	$4,482.15	+$15.7K → BTMFX
10	$42,083	$2,279.35	$25,398	$5,659.31	+$16.7K → BTMFX

BTMFX vs QYLD: Complete Analysis 2026

BTMFX — Stock

The fund invests, under normal circumstances, at least 80% of its assets in a diversified portfolio of domestic equity securities of midcap companies. Equity securities include common stock and any rights to purchase common stock. For these purposes, the Adviser defines midcap companies as those with market capitalizations within the range encompassed by the Russell Midcap® Index at the time of purchase.

Full BTMFX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.