Is BTMFX or XYLD a better dividend investment in 2026?

BTMFX currently yields 11.27% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BTMFX offers higher current income.

What is the dividend yield difference between BTMFX and XYLD?

BTMFX has a forward dividend yield of 11.27% ($2.49/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.29 percentage points.

Home › Compare › BTMFX vs XYLD

BTMFX vs XYLD: Dividend Comparison 2026

BTMFX yields 11.27% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTMFX wins by $16.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BTMFX

● Live price

11.27%

Share price

$22.12

Annual div

$2.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$42.1K

Annual income

$2,279.35

Full BTMFX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BTMFX vs XYLD

📍 BTMFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BTMFX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BTMFX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

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BTMFX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BTMFX

Annual income on $10K today (after 15% tax)

$957.53/yr

After 10yr DRIP, annual income (after tax)

$1,937.45/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $798.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BTMFX + XYLD for your $10,000?

BTMFX: 50%XYLD: 50%

100% XYLD50/50100% BTMFX

Portfolio after 10yr

$33.7K

Annual income

$2,749.19/yr

Blended yield

8.16%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BTMFX buys

XYLD buys

No recent congressional trades found for BTMFX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBTMFXXYLD

Forward yield	11.27% ✓	10.98%
Annual dividend / share	$2.49	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$42.1K ✓	$25.3K
Annual income after 10y	$2,279.35	$3,219.02 ✓
Total dividends collected	$16.9K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BTMFX vs XYLD ($10,000, DRIP)

Year	BTMFX Portfolio	BTMFX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,827	$1,126.50	$10,818	$1,098.39	+$1.0K → BTMFX
2	$13,899	$1,245.10	$11,738	$1,222.51	+$2.2K → BTMFX
3	$16,240	$1,367.61	$12,774	$1,364.64	+$3.5K → BTMFX
4	$18,870	$1,493.37	$13,944	$1,527.86	+$4.9K → BTMFX
5	$21,813	$1,621.71	$15,270	$1,715.87	+$6.5K → BTMFX
6	$25,092	$1,751.96	$16,775	$1,933.09	+$8.3K → BTMFX
7	$28,732	$1,883.47	$18,490	$2,184.87	+$10.2K → BTMFX
8	$32,758	$2,015.60	$20,450	$2,477.63	+$12.3K → BTMFX
9	$37,199	$2,147.75	$22,697	$2,819.19	+$14.5K → BTMFX
10	$42,083	$2,279.35	$25,280	$3,219.02	+$16.8K → BTMFX

BTMFX vs XYLD: Complete Analysis 2026

BTMFX — Stock

The fund invests, under normal circumstances, at least 80% of its assets in a diversified portfolio of domestic equity securities of midcap companies. Equity securities include common stock and any rights to purchase common stock. For these purposes, the Adviser defines midcap companies as those with market capitalizations within the range encompassed by the Russell Midcap® Index at the time of purchase.

Full BTMFX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.