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BUFS vs GBDC: Dividend Comparison 2026

BUFS yields 8.75% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.81M in total portfolio value
10 years
BUFS
BUFS
● Live price
8.75%
Share price
$22.86
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.7K
Annual income
$1,520.26
Full BUFS calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — BUFS vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBUFSGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BUFS + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BUFS pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BUFS
Annual income on $10K today (after 15% tax)
$743.82/yr
After 10yr DRIP, annual income (after tax)
$1,292.22/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,981,831.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BUFS + GBDC for your $10,000?

BUFS: 50%GBDC: 50%
100% GBDC50/50100% BUFS
Portfolio after 10yr
$10.44M
Annual income
$8,226,127.05/yr
Blended yield
78.77%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

BUFS
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BUFS buys
0
GBDC buys
0
No recent congressional trades found for BUFS or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBUFSGBDC
Forward yield8.75%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$35.7K$20.85M
Annual income after 10y$1,520.26$16,450,733.83
Total dividends collected$12.0K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: BUFS vs GBDC ($10,000, DRIP)

YearBUFS PortfolioBUFS Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,575$875.08$12,492$1,791.70$917.00GBDC
2$13,332$946.65$16,527$3,160.58$3.2KGBDC
3$15,284$1,019.00$23,588$5,904.90$8.3KGBDC
4$17,446$1,091.79$37,141$11,901.65$19.7KGBDC
5$19,832$1,164.68$66,205$26,463.38$46.4KGBDC
6$22,457$1,237.35$137,452$66,612.65$115.0KGBDC
7$25,339$1,309.50$342,372$195,298.53$317.0KGBDC
8$28,493$1,380.86$1,053,292$686,954.33$1.02MGBDC
9$31,939$1,451.19$4,111,439$2,984,416.95$4.08MGBDC
10$35,695$1,520.26$20,849,974$16,450,733.83$20.81MGBDC

BUFS vs GBDC: Complete Analysis 2026

BUFSStock

The investment objective of the FT Vest Laddered Small Cap Moderate Buffer ETF (the "Fund") is to seek to provide investors with capital appreciation. The Fund seeks to achieve its investment objective by providing investors with small cap equity market exposure while attempting to limit downside risk through a laddered portfolio of FT Vest U.S. Small Cap Moderate Buffer ETFs (the "Underlying ETFs"). Under normal market conditions, the Fund will invest substantially all of its assets in the Underlying ETFs, which seek to provide investors with returns (before fees and expenses) that match the price return of IWM, up to a predetermined upside cap, while providing a buffer (before fees and expenses) against the first 15% of IWM losses, over a defined one-year period. The Fund intends only to acquire shares of Underlying ETFs in the secondary market and will not engage in any principal transactions with the Underlying ETFs.

Full BUFS Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.