HomeCompareBXRBF vs BTI

BXRBF vs BTI: Dividend Comparison 2026

BXRBF yields 5.91% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BXRBF wins by $8.3K in total portfolio value
10 years
BXRBF
BXRBF
● Live price
5.91%
Share price
$7.25
Annual div
$0.43
5Y div CAGR
14.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.0K
Annual income
$4,910.33
Full BXRBF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BXRBF vs BTI

📍 BXRBF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBXRBFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BXRBF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BXRBF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BXRBF
Annual income on $10K today (after 15% tax)
$502.45/yr
After 10yr DRIP, annual income (after tax)
$4,173.78/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BXRBF beats the other by $1,805.14/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BXRBF + BTI for your $10,000?

BXRBF: 50%BTI: 50%
100% BTI50/50100% BXRBF
Portfolio after 10yr
$41.9K
Annual income
$3,848.48/yr
Blended yield
9.19%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BXRBF
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Price Target
$11.32
+56.1% upside vs current
Range: $11.32 — $11.32
Altman Z
-0.8
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BXRBF buys
0
BTI buys
0
No recent congressional trades found for BXRBF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBXRBFBTI
Forward yield5.91%5.38%
Annual dividend / share$0.43$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.8%11.3%
Portfolio after 10y$46.0K$37.7K
Annual income after 10y$4,910.33$2,786.64
Total dividends collected$21.5K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$11.32$40.00

Year-by-year: BXRBF vs BTI ($10,000, DRIP)

YearBXRBF PortfolioBXRBF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,379$678.60$11,299$598.92+$80.00BXRBF
2$13,004$828.44$12,794$703.91+$210.00BXRBF
3$14,930$1,015.77$14,518$829.07+$412.00BXRBF
4$17,226$1,251.23$16,513$978.64+$713.00BXRBF
5$19,981$1,548.92$18,827$1,157.84+$1.2KBXRBF
6$23,307$1,927.59$21,518$1,373.12+$1.8KBXRBF
7$27,351$2,412.39$24,657$1,632.46+$2.7KBXRBF
8$32,303$3,037.32$28,329$1,945.74+$4.0KBXRBF
9$38,412$3,848.73$32,637$2,325.33+$5.8KBXRBF
10$46,012$4,910.33$37,708$2,786.64+$8.3KBXRBF

BXRBF vs BTI: Complete Analysis 2026

BXRBFStock

Bendigo and Adelaide Bank Limited provides banking and financial products and services to retail customers and small to medium sized businesses in Australia. The company operates through Consumer, Business and Agribusiness, and Corporate segments. It offers a range of products and services, including personal and business banking, financial planning, commercial mortgages and unsecured loans, investment products, insurance, and superannuation. The company also provides retail banking products and services; home loans for the mortgage broker and mortgage manager market; rural bank products and services; wealth management services; investments and funds management services, commercial loans, access to funeral bonds, estates and trusts management services, and corporate trustee and custodial services; and banking products and services to agribusiness participants. It operates 139 Bendigo Bank, 314 Community Bank, 13 Delphi Bank, 16 Alliance Bank, and 4 private franchise branches, as well as 191 rural bank points. The company was founded in 1858 and is headquartered in Bendigo, Australia.

Full BXRBF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.