Is BYAGF or BTI a better dividend investment in 2026?

BYAGF currently yields 231.13% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: BYAGF offers higher current income.

What is the dividend yield difference between BYAGF and BTI?

BYAGF has a forward dividend yield of 231.13% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 225.75 percentage points.

Home › Compare › BYAGF vs BTI

BYAGF vs BTI: Dividend Comparison 2026

BYAGF yields 231.13% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BYAGF wins by $282.76M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BYAGF

● Live price

231.13%

Share price

$0.87

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$282.80M

Annual income

$152,772,537.05

Full BYAGF calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — BYAGF vs BTI

📍 BYAGF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BYAGF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BYAGF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BYAGF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYAGF

Annual income on $10K today (after 15% tax)

$19,646.37/yr

After 10yr DRIP, annual income (after tax)

$129,856,656.49/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, BYAGF beats the other by $129,854,287.85/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BYAGF + BTI for your $10,000?

BYAGF: 50%BTI: 50%

100% BTI50/50100% BYAGF

Portfolio after 10yr

$141.42M

Annual income

$76,387,661.84/yr

Blended yield

54.02%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BYAGF

No analyst data

Altman Z

13.0

Piotroski

1/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYAGF buys

BTI buys

No recent congressional trades found for BYAGF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBYAGFBTI

Forward yield	231.13% ✓	5.38%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$282.80M ✓	$37.7K
Annual income after 10y	$152,772,537.05 ✓	$2,786.64
Total dividends collected	$268.51M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: BYAGF vs BTI ($10,000, DRIP)

Year	BYAGF Portfolio	BYAGF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$33,813	$23,113.37	$11,299	$598.92	+$22.5K → BYAGF
2	$109,222	$73,041.21	$12,794	$703.91	+$96.4K → BYAGF
3	$337,365	$220,497.65	$14,518	$829.07	+$322.8K → BYAGF
4	$997,499	$636,519.28	$16,513	$978.64	+$981.0K → BYAGF
5	$2,826,223	$1,758,898.83	$18,827	$1,157.84	+$2.81M → BYAGF
6	$7,681,538	$4,657,478.65	$21,518	$1,373.12	+$7.66M → BYAGF
7	$20,049,900	$11,830,654.86	$24,657	$1,632.46	+$20.03M → BYAGF
8	$50,312,910	$28,859,517.12	$28,329	$1,945.74	+$50.28M → BYAGF
9	$121,516,709	$67,681,894.82	$32,637	$2,325.33	+$121.48M → BYAGF
10	$282,795,415	$152,772,537.05	$37,708	$2,786.64	+$282.76M → BYAGF

BYAGF vs BTI: Complete Analysis 2026

BYAGF — Stock

Banyan Gold Corp. engages in the exploration and development of precious metals. The company explores for gold and silver deposits. The Company's flagship asset is the AurMac Project that consists of 506 quartz mineral claims covering an area of approximately 9,230 hectares located in the Mayo Mining District, Yukon Territory. Banyan Gold Corp. was incorporated in 2010 and is headquartered in Whitehorse, Canada.

Full BYAGF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

📬

Get this BYAGF vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BYAGF vs SCHD BYAGF vs JEPI BYAGF vs O BYAGF vs KO BYAGF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.