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BYCRF vs BTI: Dividend Comparison 2026

BYCRF yields 2.34% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BYCRF wins by $129.62M in total portfolio value· pulled ahead in Year 2
10 years
BYCRF
BYCRF
● Live price
2.34%
Share price
$28.17
Annual div
$0.66
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$129.66M
Annual income
$119,838,014.62
Full BYCRF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — BYCRF vs BTI

📍 BYCRF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBYCRFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BYCRF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BYCRF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYCRF
Annual income on $10K today (after 15% tax)
$199.30/yr
After 10yr DRIP, annual income (after tax)
$101,862,312.43/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BYCRF beats the other by $101,859,943.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BYCRF + BTI for your $10,000?

BYCRF: 50%BTI: 50%
100% BTI50/50100% BYCRF
Portfolio after 10yr
$64.85M
Annual income
$59,920,400.63/yr
Blended yield
92.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

BYCRF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
18.3
Piotroski
9/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYCRF buys
0
BTI buys
0
No recent congressional trades found for BYCRF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBYCRFBTI
Forward yield2.34%5.38%
Annual dividend / share$0.66$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$129.66M$37.7K
Annual income after 10y$119,838,014.62$2,786.64
Total dividends collected$128.89M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: BYCRF vs BTI ($10,000, DRIP)

YearBYCRF PortfolioBYCRF Income/yrBTI PortfolioBTI Income/yrGap
1$11,169$468.94$11,299$598.92$130.00BTI
2← crossover$12,930$978.98$12,794$703.91+$136.00BYCRF
3$15,953$2,118.35$14,518$829.07+$1.4KBYCRF
4$21,955$4,885.42$16,513$978.64+$5.4KBYCRF
5$36,059$12,567.26$18,827$1,157.84+$17.2KBYCRF
6$77,164$38,580.36$21,518$1,373.12+$55.6KBYCRF
7$236,880$154,314.91$24,657$1,632.46+$212.2KBYCRF
8$1,138,921$885,459.20$28,329$1,945.74+$1.11MBYCRF
9$9,176,196$7,957,550.16$32,637$2,325.33+$9.14MBYCRF
10$129,656,544$119,838,014.62$37,708$2,786.64+$129.62MBYCRF

BYCRF vs BTI: Complete Analysis 2026

BYCRFStock

BayCurrent Consulting, Inc. provides consulting services in Japan. The company provides engaged in designing and implementing strategy/business strategy, globalization, m&a/jv/alliances, innovation/new business development, turn-around, innovation/new business development, overseas expansion, global resource utilization, global governance design, change towards capturing inbound demand, marketing and sales strategy, and business due diligence.It offers DX-based high level planning, digital department launch, blockchain utilization, business model DX, designing thinking/agile operations, digital marketing, AI/IoT implementation, DX strategy/roadmap formulation, digital human resource development, fintech/insurtech, operation DX, and lean start-ups services. Additionally, the company provides procurement cost reduction, business process re-engineering, supply chain management, customer relationship management, risk management, value chain transformation, governance/management design, operation reform/standardization, and leadership training services. Further, it offers IT strategy, IT governance, IT cost optimization, IT organizational improvement, IT talent development, PMO, IT architecture, system design/ development, and IT asset evaluation services. The company serves financial, high-tech/telecommunication, media/entertainment, industrial/distribution/retail, health care, energy, and public sector industries. BayCurrent Consulting, Inc. was founded in 1998 and is based in Tokyo, Japan.

Full BYCRF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.