HomeCompareBYCRF vs GBDC

BYCRF vs GBDC: Dividend Comparison 2026

BYCRF yields 2.34% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BYCRF wins by $108.88M in total portfolio value· pulled ahead in Year 8
10 years
BYCRF
BYCRF
● Live price
2.34%
Share price
$28.17
Annual div
$0.66
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$129.66M
Annual income
$119,838,014.62
Full BYCRF calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — BYCRF vs GBDC

📍 BYCRF pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBYCRFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BYCRF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BYCRF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYCRF
Annual income on $10K today (after 15% tax)
$199.30/yr
After 10yr DRIP, annual income (after tax)
$101,862,312.43/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, BYCRF beats the other by $87,931,438.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BYCRF + GBDC for your $10,000?

BYCRF: 50%GBDC: 50%
100% GBDC50/50100% BYCRF
Portfolio after 10yr
$75.22M
Annual income
$68,113,639.01/yr
Blended yield
90.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

BYCRF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
18.3
Piotroski
9/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYCRF buys
0
GBDC buys
0
No recent congressional trades found for BYCRF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBYCRFGBDC
Forward yield2.34%11.85%
Annual dividend / share$0.66$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$129.66M$20.78M
Annual income after 10y$119,838,014.62$16,389,263.41
Total dividends collected$128.89M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: BYCRF vs GBDC ($10,000, DRIP)

YearBYCRF PortfolioBYCRF Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,169$468.94$12,490$1,790.28$1.3KGBDC
2$12,930$978.98$16,522$3,157.73$3.6KGBDC
3$15,953$2,118.35$23,578$5,898.68$7.6KGBDC
4$21,955$4,885.42$37,115$11,886.75$15.2KGBDC
5$36,059$12,567.26$66,136$26,423.57$30.1KGBDC
6$77,164$38,580.36$137,257$66,491.44$60.1KGBDC
7$236,880$154,314.91$341,734$194,868.54$104.9KGBDC
8← crossover$1,138,921$885,459.20$1,050,788$685,133.02+$88.1KBYCRF
9$9,176,196$7,957,550.16$4,099,314$2,974,971.01+$5.08MBYCRF
10$129,656,544$119,838,014.62$20,775,530$16,389,263.41+$108.88MBYCRF

BYCRF vs GBDC: Complete Analysis 2026

BYCRFStock

BayCurrent Consulting, Inc. provides consulting services in Japan. The company provides engaged in designing and implementing strategy/business strategy, globalization, m&a/jv/alliances, innovation/new business development, turn-around, innovation/new business development, overseas expansion, global resource utilization, global governance design, change towards capturing inbound demand, marketing and sales strategy, and business due diligence.It offers DX-based high level planning, digital department launch, blockchain utilization, business model DX, designing thinking/agile operations, digital marketing, AI/IoT implementation, DX strategy/roadmap formulation, digital human resource development, fintech/insurtech, operation DX, and lean start-ups services. Additionally, the company provides procurement cost reduction, business process re-engineering, supply chain management, customer relationship management, risk management, value chain transformation, governance/management design, operation reform/standardization, and leadership training services. Further, it offers IT strategy, IT governance, IT cost optimization, IT organizational improvement, IT talent development, PMO, IT architecture, system design/ development, and IT asset evaluation services. The company serves financial, high-tech/telecommunication, media/entertainment, industrial/distribution/retail, health care, energy, and public sector industries. BayCurrent Consulting, Inc. was founded in 1998 and is based in Tokyo, Japan.

Full BYCRF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.