Is BYM or MCD a better dividend investment in 2026?

BYM currently yields 6.03% with a 5% 5-year dividend growth rate. MCD yields 2.35% with 8.5% growth. The better choice depends on your goal: BYM offers higher current income.

What is the dividend yield difference between BYM and MCD?

BYM has a forward dividend yield of 6.03% ($0.67/share annually). MCD yields 2.35% ($7.26/share annually). The yield gap is 3.68 percentage points.

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BYM vs MCD: Dividend Comparison 2026

BYM yields 6.03% · MCD yields 2.35%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCD wins by $5.3K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

BYM

● Live price

6.03%

Share price

$11.05

Annual div

$0.67

5Y div CAGR

23.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$73.2K

Annual income

$14,498.94

Full BYM calculator →

MCD

McDonald's Corporation

● Live price

2.35%

Share price

$308.53

Annual div

$7.26

5Y div CAGR

42.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$78.5K

Annual income

$26,227.70

Full MCD calculator →

Portfolio growth — BYM vs MCD

📍 MCD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BYM	MCD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BYM + MCD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BYM pays

MCD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYM

Annual income on $10K today (after 15% tax)

$512.31/yr

After 10yr DRIP, annual income (after tax)

$12,324.10/yr

MCD

Annual income on $10K today (after 15% tax)

$200.01/yr

After 10yr DRIP, annual income (after tax)

$22,293.55/yr

At 15% tax rate, MCD beats the other by $9,969.45/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BYM + MCD for your $10,000?

BYM: 50%MCD: 50%

100% MCD50/50100% BYM

Portfolio after 10yr

$75.9K

Annual income

$20,363.32/yr

Blended yield

26.83%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

BYM

No analyst data

Altman Z

0.8

Piotroski

6/9

MCD

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$351.76

+14.0% upside vs current

Range: $320.00 — $385.00

Altman Z

4.9

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYM buys

MCD buys

No recent congressional trades found for BYM or MCD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBYMMCD

Forward yield	6.03% ✓	2.35%
Annual dividend / share	$0.67	$7.26 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	23.2%	42.3% ✓
Portfolio after 10y	$73.2K	$78.5K ✓
Annual income after 10y	$14,498.94	$26,227.70 ✓
Total dividends collected	$45.9K	$58.5K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Discretionary

Year-by-year: BYM vs MCD ($10,000, DRIP)

Year	BYM Portfolio	BYM Income/yr	MCD Portfolio	MCD Income/yr	Gap
1	$11,443	$742.54	$10,815	$334.85	+$628.00 → BYM
2	$13,222	$978.30	$11,826	$491.71	+$1.4K → BYM
3	$15,449	$1,301.57	$13,123	$730.06	+$2.3K → BYM
4	$18,281	$1,751.06	$14,853	$1,100.07	+$3.4K → BYM
5	$21,947	$2,385.83	$17,257	$1,690.61	+$4.7K → BYM
6	$26,781	$3,297.85	$20,752	$2,667.01	+$6.0K → BYM
7	$33,289	$4,633.53	$26,103	$4,354.83	+$7.2K → BYM
8	$42,251	$6,631.56	$34,794	$7,437.78	+$7.5K → BYM
9	$54,900	$9,691.17	$49,926	$13,461.60	+$5.0K → BYM
10← crossover	$73,242	$14,498.94	$78,550	$26,227.70	$5.3K → MCD

BYM vs MCD: Complete Analysis 2026

BYM — Stock

BlackRock Municipal Income Quality Trust is a closed-ended fixed income mutual fund launched by BlackRock, Inc. It is managed by BlackRock Advisors, LLC. The fund invests in the fixed income markets of the United States. It primarily invests in investment grade municipal bonds exempt from federal income taxes, including the alternative minimum tax. BlackRock Municipal Income Quality Trust was formed on October 31, 2002 and is domiciled in the United States.

Full BYM Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.