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BYON vs GBDC: Dividend Comparison 2026

BYON yields 20.24% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.70M in total portfolio value· pulled ahead in Year 2
10 years
BYON
BYON
● Live price
20.24%
Share price
$9.88
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$74.1K
Annual income
$6,915.37
Full BYON calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — BYON vs GBDC

📍 GBDC pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBYONGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BYON + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BYON pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYON
Annual income on $10K today (after 15% tax)
$1,720.65/yr
After 10yr DRIP, annual income (after tax)
$5,878.06/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,924,995.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BYON + GBDC for your $10,000?

BYON: 50%GBDC: 50%
100% GBDC50/50100% BYON
Portfolio after 10yr
$10.42M
Annual income
$8,198,089.38/yr
Blended yield
78.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

BYON
Analyst Ratings
5
Buy
6
Hold
1
Sell
Consensus: Hold
Price Target
$26.30
+166.2% upside vs current
Range: $6.50 — $50.00
Altman Z
0.9
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYON buys
0
GBDC buys
0
No recent congressional trades found for BYON or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBYONGBDC
Forward yield20.24%11.85%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$74.1K$20.78M
Annual income after 10y$6,915.37$16,389,263.41
Total dividends collected$42.4K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy
Analyst price target$26.30$14.00

Year-by-year: BYON vs GBDC ($10,000, DRIP)

YearBYON PortfolioBYON Income/yrGBDC PortfolioGBDC Income/yrGap
1$12,724$2,024.29$12,490$1,790.28+$234.00BYON
2← crossover$16,022$2,407.26$16,522$3,157.73$500.00GBDC
3$19,977$2,832.89$23,578$5,898.68$3.6KGBDC
4$24,676$3,301.00$37,115$11,886.75$12.4KGBDC
5$30,214$3,810.78$66,136$26,423.57$35.9KGBDC
6$36,690$4,360.79$137,257$66,491.44$100.6KGBDC
7$44,207$4,949.00$341,734$194,868.54$297.5KGBDC
8$52,875$5,572.88$1,050,788$685,133.02$997.9KGBDC
9$62,805$6,229.46$4,099,314$2,974,971.01$4.04MGBDC
10$74,117$6,915.37$20,775,530$16,389,263.41$20.70MGBDC

BYON vs GBDC: Complete Analysis 2026

BYONStock

Beyond, Inc. operates as an online retailer of furniture and home furnishings products in the United States and Canada. The company offers furniture, bedding and bath, patio and outdoor, area rugs, tabletop and cookware, décor, storage and organization, small appliances, home improvement, and other products under the Bed Bath & Beyond and Bed Bath & Beyond Canada brand names. The company provides its products and services through its internet websites comprising bedbathandbeyond.com, bedbathandbeyond.ca, and overstockgovernment.com. It also offers businesses advertising products or services on its website; Marketplace, a service that allows its partners to sell their products through third party sites; products to international customers using third party logistics providers; and Supplier Oasis, a single integration point through its partners can manage their products, inventory, and sales channels, as well as obtain multi-channel fulfillment services through its distribution network. The company was formerly known as Overstock.com, Inc. and changed its name to Beyond, Inc. in November 2023. Beyond, Inc. was founded in 1997 and is headquartered in Midvale, Utah.

Full BYON Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.