HomeCompareCALB vs GBDC

CALB vs GBDC: Dividend Comparison 2026

CALB yields 7.97% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.82M in total portfolio value
10 years
CALB
CALB
● Live price
7.97%
Share price
$25.09
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,320.19
Full CALB calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — CALB vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCALBGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CALB + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CALB pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CALB
Annual income on $10K today (after 15% tax)
$677.56/yr
After 10yr DRIP, annual income (after tax)
$1,122.16/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,982,001.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CALB + GBDC for your $10,000?

CALB: 50%GBDC: 50%
100% GBDC50/50100% CALB
Portfolio after 10yr
$10.44M
Annual income
$8,226,027.01/yr
Blended yield
78.78%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CALB
Analyst Ratings
4
Buy
Consensus: Buy
Price Target
$26.00
+3.6% upside vs current
Range: $26.00 — $26.00
Altman Z
-0.0
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CALB buys
0
GBDC buys
0
No recent congressional trades found for CALB or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCALBGBDC
Forward yield7.97%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$33.9K$20.85M
Annual income after 10y$1,320.19$16,450,733.83
Total dividends collected$10.6K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy
Analyst price target$26.00$14.00

Year-by-year: CALB vs GBDC ($10,000, DRIP)

YearCALB PortfolioCALB Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,497$797.13$12,492$1,791.70$995.00GBDC
2$13,158$856.52$16,527$3,160.58$3.4KGBDC
3$14,996$916.15$23,588$5,904.90$8.6KGBDC
4$17,021$975.76$37,141$11,901.65$20.1KGBDC
5$19,248$1,035.10$66,205$26,463.38$47.0KGBDC
6$21,689$1,093.93$137,452$66,612.65$115.8KGBDC
7$24,359$1,152.04$342,372$195,298.53$318.0KGBDC
8$27,274$1,209.22$1,053,292$686,954.33$1.03MGBDC
9$30,448$1,265.33$4,111,439$2,984,416.95$4.08MGBDC
10$33,900$1,320.19$20,849,974$16,450,733.83$20.82MGBDC

CALB vs GBDC: Complete Analysis 2026

CALBStock

California BanCorp operates as the bank holding company for California Bank of Commerce that provides commercial banking services in California. It accepts various deposit products, including commercial checking, savings, and money market accounts, as well as certificates of deposit. The company also offers asset-based lending loans; standby letters of credit; construction and development loans; real estate loans, such as commercial real estate loans and other loans; small business administration (SBA) loans, including SBA 7(a) and SBA 504 loans; consumer loans, such as secured and unsecured installment loans, and revolving lines of credit; and commercial and industrial loans, including term loans, working capital, accounts receivable and inventory financing, and other business loans to the dental and veterinary industries, contractors, and emerging companies. In addition, it provides foreign exchange, treasury and cash management, and online and mobile banking services. The company has a full-service branch in California located in Contra Costa County, California; and 4 loan production offices in Alameda, Contra Costa, Sacramento, and Santa Clara. California BanCorp was incorporated in 2007 and is headquartered in Oakland, California.

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GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.