Is CALEF or MCD a better dividend investment in 2026?

CALEF currently yields 2.80% with a 5% 5-year dividend growth rate. MCD yields 2.27% with 8.5% growth. The better choice depends on your goal: CALEF offers higher current income.

What is the dividend yield difference between CALEF and MCD?

CALEF has a forward dividend yield of 2.80% ($0.12/share annually). MCD yields 2.27% ($6.68/share annually). The yield gap is 0.53 percentage points.

Home › Compare › CALEF vs MCD

CALEF vs MCD: Dividend Comparison 2026

CALEF yields 2.80% · MCD yields 2.27%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CALEF wins by $12.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CALEF

● Live price

2.80%

Share price

$4.40

Annual div

$0.12

5Y div CAGR

19.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.3K

Annual income

$2,614.75

Full CALEF calculator →

MCD

McDonald's Corporation

● Live price

2.27%

Share price

$294.50

Annual div

$6.68

5Y div CAGR

8.5%

Payout ratio

72%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.0K

Annual income

$652.30

Full MCD calculator →

Portfolio growth — CALEF vs MCD

📍 CALEF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CALEF	MCD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CALEF + MCD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CALEF pays

MCD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CALEF

Annual income on $10K today (after 15% tax)

$237.73/yr

After 10yr DRIP, annual income (after tax)

$2,222.54/yr

MCD

Annual income on $10K today (after 15% tax)

$192.80/yr

After 10yr DRIP, annual income (after tax)

$554.45/yr

At 15% tax rate, CALEF beats the other by $1,668.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CALEF + MCD for your $10,000?

CALEF: 50%MCD: 50%

100% MCD50/50100% CALEF

Portfolio after 10yr

$27.2K

Annual income

$1,633.52/yr

Blended yield

6.02%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

CALEF

No analyst data

Altman Z

79.9

Piotroski

6/9

MCD

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$351.76

+19.4% upside vs current

Range: $320.00 — $385.00

Altman Z

4.9

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CALEF buys

MCD buys

No recent congressional trades found for CALEF or MCD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCALEFMCD

Forward yield	2.80% ✓	2.27%
Annual dividend / share	$0.12	$6.68 ✓
Payout ratio	50% ✓	72%
1-year div growth	0%	10% ✓
5-year div CAGR	19.6% ✓	8.5%
Portfolio after 10y	$33.3K ✓	$21.0K
Annual income after 10y	$2,614.75 ✓	$652.30
Total dividends collected	$11.2K ✓	$4.2K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Discretionary

Year-by-year: CALEF vs MCD ($10,000, DRIP)

Year	CALEF Portfolio	CALEF Income/yr	MCD Portfolio	MCD Income/yr	Gap
1← crossover	$11,034	$334.50	$10,726	$246.11	+$308.00 → CALEF
2	$12,219	$412.57	$11,514	$273.29	+$705.00 → CALEF
3	$13,586	$510.67	$12,371	$303.73	+$1.2K → CALEF
4	$15,171	$634.62	$13,302	$337.85	+$1.9K → CALEF
5	$17,025	$792.14	$14,317	$376.12	+$2.7K → CALEF
6	$19,211	$993.63	$15,423	$419.10	+$3.8K → CALEF
7	$21,809	$1,253.20	$16,631	$467.42	+$5.2K → CALEF
8	$24,925	$1,590.21	$17,951	$521.82	+$7.0K → CALEF
9	$28,702	$2,031.50	$19,396	$583.12	+$9.3K → CALEF
10	$33,326	$2,614.75	$20,979	$652.30	+$12.3K → CALEF

CALEF vs MCD: Complete Analysis 2026

CALEF — Stock

Caledonia Investments plc is a self-managed investment trust company. It invests in private and public equity markets across the globe. The firm benchmarks the performance of its portfolios against the FTSE All-Share Total Return Index. Caledonia Investments plc was founded in 1928 and is based in London, United Kingdom.

Full CALEF Calculator →

MCD — Consumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.