HomeCompareCARCY vs BTI

CARCY vs BTI: Dividend Comparison 2026

CARCY yields 1.49% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $17.8K in total portfolio value
10 years
CARCY
CARCY
● Live price
1.49%
Share price
$6.03
Annual div
$0.09
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$0.15
Full CARCY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CARCY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCARCYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CARCY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CARCY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CARCY
Annual income on $10K today (after 15% tax)
$126.97/yr
After 10yr DRIP, annual income (after tax)
$0.13/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,368.52/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CARCY + BTI for your $10,000?

CARCY: 50%BTI: 50%
100% BTI50/50100% CARCY
Portfolio after 10yr
$28.8K
Annual income
$1,393.39/yr
Blended yield
4.83%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CARCY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
0.5
Piotroski
3/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CARCY buys
0
BTI buys
0
No recent congressional trades found for CARCY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCARCYBTI
Forward yield1.49%5.38%
Annual dividend / share$0.09$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%11.3%
Portfolio after 10y$19.9K$37.7K
Annual income after 10y$0.15$2,786.64
Total dividends collected$150.00$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: CARCY vs BTI ($10,000, DRIP)

YearCARCY PortfolioCARCY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,775$74.69$11,299$598.92$524.00BTI
2$11,567$37.61$12,794$703.91$1.2KBTI
3$12,395$18.86$14,518$829.07$2.1KBTI
4$13,272$9.45$16,513$978.64$3.2KBTI
5$14,206$4.73$18,827$1,157.84$4.6KBTI
6$15,203$2.36$21,518$1,373.12$6.3KBTI
7$16,268$1.18$24,657$1,632.46$8.4KBTI
8$17,407$0.59$28,329$1,945.74$10.9KBTI
9$18,626$0.30$32,637$2,325.33$14.0KBTI
10$19,930$0.15$37,708$2,786.64$17.8KBTI

CARCY vs BTI: Complete Analysis 2026

CARCYStock

China Resources Cement Holdings Limited, an investment holding company, manufactures and sells cement, concrete, and related products and services in Mainland China and Hong Kong. The company engages in the excavation of limestone; and production, sale, and distribution of cement, clinker, and concrete. It offers Portland, ordinary Portland, composite Portland, and slag Portland cement under the Runfeng name. The company's products are used in the construction of infrastructure projects, such as railways, highways, subways, bridges, airports, ports, dams, and hydroelectric and nuclear power stations, as well as high-rise buildings, and suburban and rural area development. It also trades in cement products and construction materials; provides environmental protection engineering and building materials testing and consultancy services; mines aggregates; holds properties; and manufactures and sells prefabricated construction materials. The company was incorporated in 2003 and is headquartered in Wanchai, Hong Kong. China Resources Cement Holdings Limited is a subsidiary of CRH (Cement) Limited.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.