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CARCY vs GBDC: Dividend Comparison 2026

CARCY yields 1.49% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.76M in total portfolio value
10 years
CARCY
CARCY
● Live price
1.49%
Share price
$6.03
Annual div
$0.09
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$0.15
Full CARCY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — CARCY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCARCYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CARCY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CARCY pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CARCY
Annual income on $10K today (after 15% tax)
$126.97/yr
After 10yr DRIP, annual income (after tax)
$0.13/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,930,873.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CARCY + GBDC for your $10,000?

CARCY: 50%GBDC: 50%
100% GBDC50/50100% CARCY
Portfolio after 10yr
$10.40M
Annual income
$8,194,631.77/yr
Blended yield
78.81%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CARCY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
0.5
Piotroski
3/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CARCY buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCARCYGBDC
Forward yield1.49%11.85%
Annual dividend / share$0.09$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%51.1%
Portfolio after 10y$19.9K$20.78M
Annual income after 10y$0.15$16,389,263.41
Total dividends collected$150.00$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: CARCY vs GBDC ($10,000, DRIP)

YearCARCY PortfolioCARCY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,775$74.69$12,490$1,790.28$1.7KGBDC
2$11,567$37.61$16,522$3,157.73$5.0KGBDC
3$12,395$18.86$23,578$5,898.68$11.2KGBDC
4$13,272$9.45$37,115$11,886.75$23.8KGBDC
5$14,206$4.73$66,136$26,423.57$51.9KGBDC
6$15,203$2.36$137,257$66,491.44$122.1KGBDC
7$16,268$1.18$341,734$194,868.54$325.5KGBDC
8$17,407$0.59$1,050,788$685,133.02$1.03MGBDC
9$18,626$0.30$4,099,314$2,974,971.01$4.08MGBDC
10$19,930$0.15$20,775,530$16,389,263.41$20.76MGBDC

CARCY vs GBDC: Complete Analysis 2026

CARCYStock

China Resources Cement Holdings Limited, an investment holding company, manufactures and sells cement, concrete, and related products and services in Mainland China and Hong Kong. The company engages in the excavation of limestone; and production, sale, and distribution of cement, clinker, and concrete. It offers Portland, ordinary Portland, composite Portland, and slag Portland cement under the Runfeng name. The company's products are used in the construction of infrastructure projects, such as railways, highways, subways, bridges, airports, ports, dams, and hydroelectric and nuclear power stations, as well as high-rise buildings, and suburban and rural area development. It also trades in cement products and construction materials; provides environmental protection engineering and building materials testing and consultancy services; mines aggregates; holds properties; and manufactures and sells prefabricated construction materials. The company was incorporated in 2003 and is headquartered in Wanchai, Hong Kong. China Resources Cement Holdings Limited is a subsidiary of CRH (Cement) Limited.

Full CARCY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.